Chong Hing Bank
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Credit Cards

Chong Hing Credit Cards and Co-branded Credit Cards provide you exclusive privileges with fabulous spending rewards and offers.

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Mortgage Loan

Whether you are going to buy a new flat or refinance existing mortgage loan, we can provide flexible mortgage plan to meet your financial need.

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Account Opening and Stock Transfer Promotion

Promotion Period: 1 July 2026 to 31 December 2026

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Faster Payment System (FPS)

Funds can be transferred instantly between banks through the FPS...
Online Application Submission

Bringing you greater ease and convenience.

SMEs Lending Service

“SME Loan Guarantee Scheme” and “SME Financing Guarantee Scheme” to suit…
  • To support the initiatives of law enforcement and regulatory authorities, Chong Hing Bank will hold the Anti-Fraud & Elderly Banking Service Education Day at Lei Yue Mun Branch on Saturday, 13 June 2026. The event aims to deliver anti-fraud information to the public, raise overall community awareness of fraud prevention, and enhance elderly customers' understanding of banking services.
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Currency Converter
Currency (From)
Hong Kong (HKD)
Currency (To)
Renminbi (RMB)
Rate Type
Telegraphic Transfer (TT)
You pay
20,000
By Conversion Rate
HKD 1.2350/RMB
You Receive
RMB 16,194.33
Select Your Tool
Rates
  • Deposit RateDeposit Rates
  • Foreign Currency Exchange Rates
Account Services
  • Fixed Deposit Interest Calculator
  • Currency Converter
Loan
  • Personal Loan
Credit Cards
  • Credit Card Balance Repayment Calculator
Fixed Deposit Interest Calculator
HKD
% p.a.
Currency
Hong Kong (HKD)
Deposit Amount
45,000.00
Deposit Period
6 Months
Interest Rate
0.0250% p.a.
Interest at Maturity
HKD 5.63
Principal and Interest at Maturity
HKD 45005.63
* The above information is for reference only.
Select Your Tool
Rates
  • Deposit Rates
  • Foreign Currency Exchange Rates
Account Services
  • Fixed Deposit Interest Calculator
  • Currency Converter
Loan
  • Personal Loan
Credit Cards
  • Credit Card Balance Repayment Calculator
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Select Your Tool
Rates
  • Foreign Currency Exchange Rates
Account Services
  • Fixed Deposit Interest Calculator
  • Currency Converter
Loan
  • Personal Loan
Credit Cards
  • Credit Card Balance Repayment Calculator
Tenor
Monthly Deposit (HK$)
HKD
Interest Rate
% p.a.
Tenor
6 Months
Monthly Deposit (HK$)
HKD 45,000
Interest Rate
0.0300% p.a.
Principal and Interest at Maturity (HK$)
HKD 540,087.76
* The above information is for reference only.
Personal Loan
Loan Amount (HK$)
Monthly Flat Rate
%
Tenor
Loan Amount (HK$)
20,000
Monthly Flat Rate
20%
Tenor
12 Months
Monthly Repayment Amount (HK$)
5,666.67
Total Interest (HK$)
48,000
Annualized Percentage Rate (APR)
1606.98%
Remarks:
  1. The above APRs (annualized percentage rates) and monthly repayments are calculated in accordance with the relevant guidelines as set out in the "Code of Banking Practice" and rounded to the nearest two decimal places.
  2. The above information is provided for reference only.
Credit Card Balance Repayment Calculator
Assumptions
Outstanding Balance from Retail Purchases (HKD / RMB)
Interest Rate Per Annum (%)
%
Outstanding Balance from Retail Purchases (HKD / RMB)
30,000
Interest Rate Per Annum (%)
10%
The below summary and figures displayed are for your reference only. They do not reflect the real situation of your account.
If you make no additional charges using this card and each month you pay: You will pay off the outstanding balance in about: You will end up paying an estimated total amount of:
a. Minimum payment*
Remarks:
  1. For the related interest rates and APRs, please refer to the "Chong Hing Credit Card Key Facts Statement" and "Chong Hing Credit Card Key Facts Statement"
  2. *Minimum payment of each month to vary.
  3. ^The saving amount is "The total payment amount of settling minimum payment each month" less "The total payment amount of paying off the outstanding amount in 36 months".
Deposit Rates
Savings Deposit Interest Rate (% p.a.)
Hong Kong Dollar
0.0250
Renminbi
0.0350
Australian Dollar
0.0500
Canadian Dollar
0.0050
Sterling
0.0050
New Zealand Dollar
0.0500
US Dollar
0.0100
Last Update Time: 25-07-2018 15:04 HKT
The above information is for reference only

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FX Rates
Bank Sell
Bank Buy
AUD
586.90
585.10
CAD
599.00
596.20
CNY
123.41
121.76
EUR
912.80
907.10
GBP
1,042.0
1,038.20
NZD
546.50
543.70
USD
786.00
783.80
Last Update Time: 25-07-2018 15:04 HKT
(Above T.T exchange rates are expressed per 100 units for the foreign currency, except per 1,000 units for JPY)
The above information is for reference only

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