HKD / Foreign Currency Savings Deposit Account
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HKD / Foreign Currency Savings Account gives you financial flexibility. You can opt for flexible currency exchange anytime to fulfil your financial needs in travelling, education and commercial activities; or according to your personal favors, capitalizing the fund for fixed deposit to achieve higher interest rewards.

Complementing with Chong Hing CardPhone Banking and Internet Banking Services, your daily account maintenance would never be any easier.



  • As low as HK$1,000 initial deposit for HKD Savings Account, and keep you stay free from interest tier and account maintenance fee (Enquiry on minimum deposit for Savings Account opening)
  • Savings interest is calculated on daily basis
  • Passbook or statement savings account is available. For statement savings account, interest is paid on monthly basis
  • HKD and up to 9 foreign currencies savings account are available





  • Narrow exchange rate spread enables you to capture exchange profits even during foreign exchange rate fluctuations.


Risk Disclosure Statement:

Foreign currency investments are subject to exchange rate fluctuation which may provide opportunities and risks. The fluctuation in the exchange rate of foreign currencies may result in gains or losses in the case where the customer converts foreign currency to HK dollars or other foreign currencies. You should therefore carefully consider whether such trading is suitable in light of your own financial position and investment objectives. RMB is not freely convertible and conversion of RMB through banks in Hong Kong is subject to the rules, regulations and guidelines from the relevant regulatory authorities or entities from time to time.