Credit Cards (Exclusively For Local Tertiary Students)
(Exclusively for Local Tertiary Institution Students)
(Exclusively for Local Tertiary Institution Students)
(Exclusively for Local Tertiary Institution Students)
Chong Hing Platinum Card (Exclusively for Local Tertiary Institution Students)
Chong Hing UnionPay Dual Currency Diamond Card (Exclusively for Local Tertiary Institution Students)
- One card consists of two currencies that allows flexible payment for purchases in both Hong Kong and the Mainland China
- Enjoy overseas transaction fees waviers for purchases with Chong Hing UnionPay Credit Card in China or overseas
Chong Hing Titanium Mastercard (Exclusively for Local Tertiary Institution Students)
- 2.3% Monthly Preferential Interest Rate offer (the interest rate is 27.6% per annum, the Annualised Percentage Rate (APRs) for unsettled retail purchase(s) and cash advance(s) is 30.29% and 33.36% respectively)
Remark: An annualised percentage rate (“APR”) is a reference rate which includes the basic interest rate and other fees and charges of a bank product expressed as an annualised rate. Please refer to the Chong Hing Credit Card Key Facts Statement for details.
Credit Card Benefits1. Successfully applied for the 1 Chong Hing UnionPay Dual Currency Diamond Card (Exclusively for Local Tertiary Institution Students) or 1 Chong Hing Titanium Mastercard(Exclusively for Local Tertiary Institution Students) ;and fulfilled the relevant spending requirements can enjoy the following welcome gifts#:
- 40,000 "Point-to-Gift" Bonus Points^ (values: HK$200)
- Annual fee waiver will be offered during the study period
- Credit Card Cardholders First-Time Logon to Mobile Banking to Receive up to HK$100 e-Voucher*
2. Successfully applied for the 1 Chong Hing Platinum Card (Exclusively for Local Tertiary Institution Students) and fulfilled the relevant spending requirements can enjoy the following welcome gifts#:
- Annual fee waiver will be offered during the study period
- Credit Card Cardholders First-Time Logon to Mobile Banking to Receive up to HK$100 e-Voucher *
#Terms and conditions apply.
* Please visit the terms and conditions of " Credit Card Cardholders First-Time Logon to Mobile Banking to Receive up to HK$100 e-Voucher ":
(Promotion Period: 1 January 2026 to 31 December 2026 )
https://www.chbank.com/offer/applepay/Logon_Mobile_Banking_Reward_TNC26_EN.pdf
To borrow or not to borrow? Borrow only if you can repay!
Welcome Gift Terms & Conditions
The following applies to UnionPay Dual Currency Credit Cards:
| 24-hour Customer Services Hotline: | Report Lost Card Hotline: |
| (852) 3768 8888 | (852) 3768 8811 |
| Merchant Sales & Services Section: | Email: |
| (852) 3768 8822 | customerservice@chbank.com |