Simplified Secured Loan


Chong Hing Bank is celebrating its 75th Anniversary this year. The Bank launches a fast, simple, easy-to-apply corporate financing solution – Simplified Secured Loan.


|Features and benefits

Get approved loan amount up to HK$15 million in just a few steps. Submit your application now!

  •  Preferential Interest Rate

Maximum approved loan amount of HK$15 million, and enjoy preferential interest rate

  •  Flexible Loan

Tailor a suitable and flexible loan facility and repayment terms to cope with business needs for corporates

  •  Easy-to-apply

Easy to apply via email. Get notified of the approval result as fast as in 75 hours and followed-up by our Relationship Manager


|Eligibility requirements

  • Companies registered and operating in Hong Kong
  • Companies engaged in trading or manufacturing related industries
  • Hong Kong Property as collateral (excluding Ineligible Properties)


|How to apply

Submit the required company documents and collateral information via email. Our Relationship Manager will be glad to assist your application.

Required documents include:

  • Certificate of Incorporation, Certificate of Change of Name (if any) and current Business Registration Certificate
  • Financial statements or management accounts for the latest 3 years
  • Hong Kong Identity Card or passport of business owner(s)/security provider(s)/other guarantor(s) (if any)
  • Current residential address proof of business owner(s)/security provider(s)/other guarantor(s) (if any)
  • Full address of the collateral and its rental income proof (if any)
  • Other materials and documents required by the Bank


SME Hotline: 3768 1083 / 3768 0239 / 3768 0204     



Reminder: "To borrow or not to borrow? Borrow only if you can repay!"


Important Notes:

  • “Ineligible Property” includes but not limited to village houses, flats under the government’s subsidised schemes including Home Ownership Scheme (HOS) with premium unpaid.
  • The maximum approved loan amount is for reference only. The actual loan amount is subject to the final assessment and approval by Chong Hing Bank Limited (the “Bank”).
  • 75-hour period is calculated, on Business Day, from the time the loan application with all required documents is submitted until the application is processed and the loan approval is completed. “Business Day” means any day on which the Bank is open for business in Hong Kong excluding Saturdays, Sundays and public holidays. Applicants will be notified of the approval result via email on the next Business Day after the loan approval is completed. The 75-hour period is only applicable to the successful submission and fulfillment of all documents and requirements requested by the Bank.
  • The loan is subject to the terms and conditions contained in the facility letter to be signed by borrowers.
  • All loan applications are processed in accordance with the Bank's credit assessment approval procedure. The Bank reserves the right to amend the loan amounts, interest rates, loan tenors, terms and conditions before signing of the facility letter without prior notice. In case of disputes, the decision of the Bank shall be final and conclusive.
  • The Chinese version of this leaflet is for reference only. In case of any inconsistencies between the English and Chinese versions of this leaflet, the English version shall prevail.