Installment Loan Program

Installment Loan Program

Installment Loan Program helps you cash out your credit limit from credit card and disburse to your account for flexible use. You can repay by monthly installment at a monthly handling fee as low as 0.2% (APR as low as 4.64%)*. Monthly repayment will be billed to your bank credit card account and you can settle together with other retail spending transactions in credit card statement.


    • Monthly handling fee as low as 0.2%
    • 6/12/18/24 months flexible repayment period
    • Cash will be disbursed to your designated account


Related information
Installment Loan Program Terms and Conditions
Key Facts Statement(KFS) for Installment Loan
Credit Card Instalment Loan Calculator

Reminder: To borrow or not to borrow? Borrow only if you can repay!

* The 0.2% monthly handling fee is applicable to selected customers and the approved cash installment amount has to reach the specific requirement, and is for reference only. The handling fee is to be determined by the bank from time to time for individual promotion. The annualised percentage rate (APR) of 0.2% monthly handling fee is 4.64% for 24 months. The APR is calculated based on the requirement of the Code of Banking Practice. APR is a reference rate which expresses the fees and charges of respective product as an annualized rate. 

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