Open Application Program Interface (API)
Open Application Program Interface (API)
Chong Hing Bank has implemented the Open Application Programming Interface (API) to provide customers with access to the latest services, product information and promotion offers of the Bank, such as deposit, loans, investment, insurance and other general banking services, through the websites and applications of the third-party service providers (TSPs) or fintech firms. Customers can now enjoy faster and more convenient services.
For more information about Open API, please visit the website of Hong Kong Monetary Authority ( https://www.hkma.gov.hk/eng/key-functions/international-financial-centre/fintech/open-application-programming-interface-api-for-the-banking-sector/ ) or watch the video of “Using banking services via websites/applications of third-party service providers” of Hong Kong Monetary Authority ( https://youtu.be/igHxqJGRXLI ).
Interbank Account Data Sharing (IADS) is launched under the Open API Framework. After granting consent from customers, bank can safely and effectively share their bank account data with other selected participating banks (Data Consuming Bank) to enhance customer experience.
FAQ
| 1. | How to use IADS service? |
| A： |
You need to become the Bank’s personal/corporate (Single Authority) Internet Banking/ Mobile Banking customer and provide consent for us to share your bank data to your selected participating banks via Open API.
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| 2. |
Which bank will support IADS Service?
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| A： |
For more information, please visit the website of Hong Kong Monetary Authority-The Interbank Account Data Sharing (IADS) ( https://www.hkma.gov.hk/eng/key-functions/international-financial-centre/fintech/interbank-account-data-sharing/).
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| 3. |
What kind of account data will be shared?
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| A： |
With your consent, the following data of your account (Deposit account/ Current Account/ Fixed Deposit Account/ Credit Card Account) will be shared to your selected participating banks. (Applicable to Personal and Corporate Banking Customer).
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| 4. |
How to review my active consents for account data sharing?
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| A： |
You could review any active consents via the Bank’s Internet Banking/Mobile Banking.
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| 5. |
How to revoke my consent for account data sharing?
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| A： |
You could revoke consents via the Bank’s Internet Banking/ Mobile Banking.
If you have any enquiries, please call the Bank’s Customer Services Hotline at (852) 3768 6888. |
Banking services and products provided by our partners in cooperation with the Bank*
| Cooperating Partners | Name of the Websites/ Applications | Product Information shared by Chong Hing Bank |
|---|---|---|
| mReferral Corporation (HK) Limited | mReferral Mortgage Brokerage Services |
Deposits, Loans, Investments, Insurances and Other General Banking Services |
| YBEX Limited | YBEX | |
| AAStocks.com Limited | AABest.com | |
| GoBear Hong Kong Limited | GoBear | |
| ET Net Limited | ET Net | |
| Starpro Agency Limited | Starpro Agency | |
| Centaline Mortgage Broke | Centaline Mortgage Broker | |
| Bicai Big Data Technology (HK) Company Limited | Bicai | |
| SL Network Limited | GroupBuya | |
| Societe Qui Vient Limited | - | |
| Fiber API | FiberConnect & FiberAPI | |
| Lendela Limited | Lendela | |
| iDDY Fintech HK Limited | iDDY | |
| CC Information Limited | HongKongCard |
* Ranking order is based on cooperation start date.
Register and become Chong Hing Bank’s partner (for TSPs or fintech firms)
TSPs or fintech firms can register developer accounts through the APIX platform for free to test their applications in sandbox. APIX is an open API exchange platform wholly owned by Joint Electronic Teller Services Limited (JETCO). Please visit JETCO APIX website (www.apix.com.hk ) for details.
Security Tips for using Open API
Chong Hing Bank is cooperating with TSPs and fintech firms. You can view the services provided by the Bank and all TSPs or fintech firms currently co-operating with us in the partnership list on the Bank’s website. Customers are highly recommended to check and verify whether the TSPs or fintech firms are listed on our authorised service providers list before using the products or services provided by the TSPs or fintech firms.
Any other third-party company/platform that is not on the list is not in official partnership with Chong Hing Bank. To safeguard your personal information, please do not disclose any of your personal information and bank account details (including your Internet Banking login ID, password, and any one-time password) to them.
Even if you are on the platform of the Bank’s partners (including websites or applications), please pay attention to whether their platform requirements conform to the types of permission that the Bank opens to their platforms. Disclosing your account information may expose you to different risks in the event of a problem such as unauthorised transactions and security data breaches.
The Bank attaches great importance to the security of online transaction. We recommend you to learn more about the security measures and safety tips, and review our security advice regularly. Please click here for more details.
If you have disclosed any of your personal information and bank account details to unauthorised third-party platforms, or if you have any doubts or enquiries about the third-party platforms, please call the Bank’s Customer Services Hotline at (852) 3768 6888 as soon as possible (service hours: Monday to Friday 9:00 am to 6:00 pm, Saturday 9:00 am to 1:00 pm). If you suspect that you have fallen victim to any online frauds, please report to the police immediately!