WELCOME GIFT TERMS & CONDITIONS

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General Terms and Conditions:

  1. The promotion period is from 27 November 2023 to 30 April 2024 (both dates inclusive) (“Promotion Period”).
  2. Welcome gifts for principal cardholders are only applicable to applicants not holding any personal credit card issued by Chong Hing Bank Limited (the "Bank") (including co-branded cards) in the past 12 months.
  3. Each principal card applicant is entitled to the welcome gift for not more than once upon card issuance.
  4. If the principal cardholder cancels the card within 13 months from the date of card issuance, the Bank reserves the right to debit the cost of the welcome gift from the cardholder's credit card account without any notice.
  5. The Bank reserves the right to change the terms and conditions of the above promotion from time to time without any notice. The relevant amendments will be available at the local branch of the Bank or on its website for reference.
  6. The Bank reserves the right of final decision in case of disputes.

 

Welcome Gifts Terms and Conditions:

  1. Principal cardholders who have accumulated HKD/RMB4,000 or above posted retail spending(s) and/ or cash advance(s)^ with the new card in the first 2 months (card issuing month inclusive) after card issuance (“Spending Period”) are eligible for 40,000 “Point-to-Gift” Bonus Points as a welcome gift. HKD and RMB spendings will be combined for accumulated transactions amount calculation, every RMB1 spending will be calculated as HK$1.
  2. The relevant welcome gift will be credited to the principal cardholder's account automatically after 2 months upon the end of the Spending Period and will be shown in the card statement.

 

^The accumulated retail spending(s) and/or cash advance(s) are counted according to the date of transaction(s). Eligible transactions exclude tax payments, Octopus Automatic Add-Value reloads, casino transactions, online bill payments, purchase and/or reload of stored value cards or e-Wallets, all installment payments, transactions without sales slips, credit card annual fees, interest/finance/service charges, late payment charges, falsified transactions, cancelled/ indemnified/refunded/returned transactions, transactions at charitable organisations and other transactions designated by the Bank from time to time.