Applicant who has successfully applied for 1 Chong Hing UnionPay Dual Currency Credit Card and 1 Chong Hing Visa or Mastercard* and fulfilled the relevant requirements can enjoy one of the following welcome gifts^#:

• Up to HK$60,000 “9-month Interest–Free Installment Loan Plan”; or
• Up to 80,000 ‘Point-to-Gift’ Bonus Points

Applicant who has successfully applied for 1 Chong Hing UnionPay Dual Currency Credit Card/1 Chong Hing Visa or Mastercard* and fulfilled the relevant requirements can enjoy the following welcome gift^#:

• 40,000 ‘Point-to-Gift’ Bonus Points

*Including any one of Chong Hing Visa Card and Chong Hing Mastercard (except co-branded cards).
^#Terms and conditions apply.

To borrow or not to borrow? Borrow only if you can repay!

• 1.9% Monthly Preferential Interest Rate
• Octopus Automatic Add-Value Service
• Credit Card Privileges and Benefits
• Preferential Banking Services
• "Point-to-Gift" Spending Reward Schemes
• Bind your Chong Hing VISA / Mastercard Credit Card at WeChat Pay Hong Kong Wallet