Credit Card Benefits

1.9% Monthly Preferential Interest Rate

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Any retail spending(s) or cash advance(s) made by Chong Hing Platinum Mastercard and Chong Hing Titanium Mastercard can enjoy the monthly preferential interest rate at 1.9% (22.8% p.a.)¹, saving up to 30% interest expenses.

1. The finance charges for Chong Hing Platinum Mastercard and Chong Hing Titanium Mastercard on unsettled retail purchase(s) and cash advance(s) will be calculated using Net Present Value (NPV) method. The Annualized Percentage Rate (APRs) for finance charges are 24.58% (Unsettled Retail Purchase(s)) and 27.03% (Cash Advance(s)). The Bank reserves the right to change the interest rate of retail spending(s) and cash advance(s).
2. The Bank reserves the right to change the above rights and offers from time to time without prior notice.