Welcome Reward
Referral Program

Join Chong Hing Bank General Banking to enjoy fabulous rewards

Welcome Rewards up to HK$14,300
From now until 31 December, 2022, you can enjoy fabulous rewards by joining General Banking and using designated services!#

▶ New Funds Reward1

Deposit New Funds and
maintain until the designated date
(HK$ or its equivalent)
Credit Card Cash Rebate
(HK$ or its equivalent)
New Customer Existing Customer
$500,000 -< $1,000,000 $500 $200
$200,000 -< $500,000 $300

▶ Investment Transaction Reward2

Cumulative Investment Funds and Equity Linked Investments subscription amount within the first 3 months upon account opening
(HK$ or its equivalent)
Credit Card Cash Rebate
(HK$ or its equivalent)
≧$200,000 $200

▶ Deposit Offer

Savings Deposit3
Extra +0.3% HKD Savings Deposit Rate for 3 months
(Applicable to the first HK$200,000 savings)

▶ Credit Card Reward - Chong Hing Credit Card up to 30X bonus points reward

Offer 1 Offer 2
Up to 2X bonus points reward4 for retails spending Up to 30X bonus points reward5 for eWallet spending

During the whole Spending Period, maximum 120,000 bonus points or HK$600 cash rebate (only applicable to the Chong Hing Credit Card accounts which are under "Cash Rebate" Spending Reward Scheme) can be awarded for Offer 1 and Offer 2.

▶ Referral Reward6

Existing customers can refer 10 new customers each at maximum Cash Rebate (HK$ or equivalent)
Exceed Banking Up to $10,000
($1,000 for each successful referral)
General Banking Up to $3,000
($300 for each successful referral)

▶ Other Banking Products and Services Offers

Life Insurance Offer
HK$200 supermarket coupons upon conducting the Financial Needs Analysis7 Up to 25% premium discount for the first year of selected insurance plan
Safe Deposit Box Offer
20% discount for the first year on annual rental of designated Safe Deposit Box

#The above offers of the promotion are subject to the respective terms and conditions. For details, please contact any branch of the Bank in Hong Kong or call the General Banking Hotline at 3768 6888.


1Customers are required to fulfill the following requirements: 1) open a new Investment Account and complete “Investment Profile Questionnaire and Vulnerable Customer Assessment” successfully;and 2) activate the Bank’s Digital Banking service successfully within the Promotion Period.

2 Customers are required to fulfill the following requirements: 1) New Chong Hing Bank customer; 2) fulfill all the requirements of the New Funds Reward;and 3) only the transaction of Investment Funds subscription will be calculated and the subscription fee is not lower than 1.25%; or transaction of Equity Linked Investments subscription.

3Only applicable to the first HK$200,000 Saving Deposit within the first 3 months upon account opening, Fixed Deposit will not be calculated.

4Include 1X basic spending point and 1X extra spending bonus point

5Include 1X basic spending point and 29X extra bonus points for eWallet spending (exclude the 1X extra spending bonus point in Offer 1)

6Referrer can receive the Referral Reward once the referee has fulfilled the designated requirements. Each referrer can receive HK$13,000 cash rebate at maximum.

7Upon completion of Part I, without product selection.

To borrow or not to borrow? Borrow only if you can repay!

Customer Services Hotline: 3768 6888
Website: www.chbank.com

Risk Disclosure Statement
This promotion material is for reference only and does not constitute any offer or solicitation to subscribe or redeem.
Certain investment funds, Currency Linked Deposit and Equity Linked Investments (ELI) are investment products involving derivatives. The investment decision is yours but you should not invest in the product unless the intermediary who sells it to you has explained to you that the product is suitable for you having regard to your financial situation, investment experience and investment objectives. Investment involves risks. Past performance is not indicative of future performance. The price of investment products may move up or down, and may become valueless. Investors should consider their own investment objective, financial position, risk tolerance level and relevant circumstances, and read the relevant offering documents and risk disclosure statement before making any investment decision. If investors have any doubt, they should seek independent professional advice. Currency Linked Deposit is not equivalent to, nor should it be treated as a substitute for, time deposit. This product is not a protected deposit and is not protected by the Deposit Protection Scheme in Hong Kong. ELIs are complex products. You should exercise caution in relation to ELIs. Investment product is not capital protected and is not a normal time deposit, and thus should not be considered as a normal time deposit or its alternative. Investors should not make investment decisions based on the information of this promotion material alone. The information of this promotion material is issued by Chong Hing Bank Limited. It has not been reviewed by the Securities and Futures Commission of Hong Kong or any regulatory authorities in Hong Kong.
Foreign currency investments are subject to exchange rate fluctuation which may provide opportunities and risks. The fluctuation in the exchange rate of foreign currencies may result in gains or losses in the case where the customer converts foreign currency to HK dollars or other foreign currencies. You should therefore carefully consider whether such trading is suitable in light of your own financial position and investment objectives. RMB is not freely convertible and conversion of RMB through banks in Hong Kong is subject to the rules, regulations and guidelines from the relevant regulatory authorities or entities from time to time.
Chong Hing Bank Limited (“ Bank”) is an agent of the third party fund house / the Issuer of Equity Linked Investment (ELIs) Product and the fund / ELIs Product is a product of the third party fund house / the issuer but not Chong Hing Bank. In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between the Bank and the customer out of the selling process or processing of the related transaction, the Bank is required to enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the contractual terms of the fund / ELIs product should be resolved directly between the fund house / issuer and the customer.
1For the “ Investment Profile Questionnaire and Vulnerable Customer Assessment ”:
The “Investment Profile Questionnaire and Vulnerable Customer Assessment" is provided by Chong Hing Bank Limited (the "Bank") to help customers understand and assess the degree of investment risk they are prepared to accept and investment needs. The result of this questionnaire is derived from the information provided by customers, the accuracy and completeness of the provided information may affect the assessment result and is for general information and reference only. It is not an offer to sell or a solicitation for an offer to buy any financial products, and must not be taken to constitute any investment or other advice, proposal, representation, warranty or any statement carrying legal effect.