Career Opportunities
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Commercial Credit Department

Assistant Vice President / Vice President, Credit Approval


  • Review and approve credit applications of SMEs and commercial credit applications within the delegated approval authority;
  • Identify and highlight exceptions against the Bank’s Lending Policy and standard terms and conditions being offered to borrowing clients;
  • Manage the loan quality of assigned business units;
  • Provide recommendations for credit applications requiring higher approval authority;
  • Be an industry expert on an assigned industry to provide the bank regular updates; and
  • Perform other ad hoc projects or assignments.


  • University graduate in Finance, Economics, Risk Management or related disciplines;
  • CFA, Accountant and/or FRM is a plus; and HKIB ECF-CRM;
  • 6 years’ solid experience of SME, commercial or corporate credit approval and/or RM;
  • Sound knowledge in various corporate lending products such as trade finance, commodity trade, bilateral facilities, term lending, commercial real estate finance, syndicated loans and global markets products;
  • In-depth knowledge of accounting principles, financial statement analysis and credit administration
  • Good understanding in key market and industry dynamics;
  • Strong analytical, communication and interpersonal skills with good command of both spoken and written English and Chinese including Putonghua
  • Position offered will be subject to experience