1.Applicant who has successfully applied for 1 Chong Hing UnionPay Dual Currency Credit Card and 1 Chong Hing Mastercard and fulfilled the relevant requirements can enjoy the following welcome gifts^#:

• Logon to e-Banking to Get Reward of up to HK$50 e-voucher^&, from 1 January 2026 to 31 December 2026; and
• Up to HK$60,000 “9-month Interest–Free Installment Loan Plan”; or
• Up to 80,000 ‘Point-to-Gift’ Bonus Points (value at HK$400)

 

2. Applicant who has successfully applied for 1 Chong Hing Visa Card and fulfilled the relevant requirements can enjoy the following welcome gift^#:

• “Apple Pay New Customer Reward” 40,000 ‘Point-to-Gift’ Bonus Points (value at HK$200)
• Unless otherwise specified, from 1 May 2026 to 31 July 2026, new Chong Hing Visa Card Cardholders who activate Chong Hing Mobile Banking, add your Chong Hing Visa Card(s) to Apple Pay and made purchase to enjoy up to HK$950 rewards! Please click here for details.
• Credit Card Cardholders First-Time Logon to Mobile Banking to Receive up to HK$100 e-Voucher (Promotion Period: 1 January 2026 to 31 December 2026 ) ^*

 

#Terms and conditions apply.

^{^}Principal cardholders who have accumulated HKD4,800 or above with the new card via Apple Pay in the first 3 months (card issuing month inclusive) after card issuance are eligible for ‘40,000 “Point-to-Gift” Bonus Points’ as a welcome gift.

^*Please click here to visit the terms and conditions of " Credit Card Cardholders First-Time Logon to Mobile Banking to Receive up to HK$150 e-Voucher.

 

To borrow or not to borrow? Borrow only if you can repay!

• Octopus Automatic Add-Value Service
• Visa Click to Pay
• Credit Card Privileges and Benefits
• Preferential Banking Services
• "Point-to-Gift" Spending Reward Schemes
• Bind your Chong Hing VISA / Mastercard Credit Card at WeChat Pay Hong Kong Wallet