Welcome Reward
Referral Program

Join Exceed Banking
Enjoy exclusive services that match your prestigious status

Welcome Rewards

Up to HK$16,500 and enjoy HKD Preferential Fixed Deposit rate

From now until 31 December, 2021, you can enjoy fabulous rewards by joining Exceed Banking and using designated services!

Total Asset Balance Reward 1

Maintain Monthly Total Asset Balance of the below amount within the first 6 months after successful registration
(HK$ or its equivalent)
Credit Card Cash Rebate
(HK$ or its equivalent)
New Customer Existing Customer
≧$8,000,000 $5,000 $2,500
$5,000,000 -< $8,000,000 $3,500 $1,700
$3,000,000 -< $5,000,000 $1,600 $800
$1,000,000 -< $3,000,000 $1,000 $500

Investment Transaction Reward2

Cumulative Investment Funds Subscription Amount within the first 3 months after account opening
(HK$ or its equivalent)
Credit Card Cash Rebate
(HK$ or its equivalent)
≧$2,000,000 $3,000
$1,000,000 -< $2,000,000 $1,500
$500,000 -< $1,000,000 $750
$200,000 -< $500,000 $300

New Customer Fixed Deposit Offer3

6 months HKD Fixed Deposit
Preferential Fixed Deposit Rates + HK$500 Cash Coupons

(The actual interest rates will be subject to the quotes to be made by the Bank from time to time.)

Referral Reward4

Existing customers can refer 10 new customers at maximum Cash Rebate (HK$ or equivalent)
Up to $8,000
($800 rebate for each successful referral)

Other banking services offers

Mainland Property Secured Loan Foreign Exchange
up to 1% cash rebate Foreign exchange fixed deposit rate
up to 8.8%
Investment Funds Life Insurance
Subscription fee as low as
Up to 20% premium discount for the first year of selected basic plan
Private Motor Car Insurance Safe Deposit Box
HK$50 supermarket coupon for successful quotation 20% discount on annual rental of designated safe deposit box service for the first year


1Customers are required to fulfill the following requirements 1) open a new Investment Account and complete “Investment Profile Questionnaire” successfully;and 2) activate the Bank's Internet Banking Services.

2Only for new Chong Hing Bank customers who fulfill all the requirements of the Total Asset Balance Reward. Only the transaction of Investment Funds subscription will be calculated and the subscription fee is not lower than 1.25%.

3Only applicable to HKD Fixed Deposit Amount of HK$1,000,000 or above. Customers are required to fulfill the following requirements: 1) apply for the credit card of the Bank successfully;and 2) perform cumulative transaction of foreign exchange of HK$100,000 (or its equivalent) in 3 months upon successful registration.

4Referrer can receive the Referral Reward once the referee has fulfilled the designated requirements. Each referrer can receive HK$8,000 cash rebate at maximum.

The above offers of the promotion are subject to the respective terms and conditions. For details, please contact any Hong Kong local branches of the Bank’s or call Exceed Banking Hotline at 3768 8838.

Reminder: To borrow or not to borrow? Borrow only if you can repay!

Risk Disclosure Statement
This promotion material is for reference only and does not constitute any offer or solicitation to subscribe or redeem.
Certain investment funds is investment products involving derivatives. The investment decision is yours but you should not invest in the product unless the intermediary who sells it to you has explained to you that the product is suitable for you having regard to your financial situation, investment experience and investment objectives. Investment involves risks. Past performance is not indicative of future performance. The price of investment products may move up or down, and may become valueless. Investors should consider their own investment objective, financial position, risk tolerance level and relevant circumstances, and read the relevant offering documents and risk disclosure statement before making any investment decision. If investors have any doubt, they should seek independent professional advice. Investment product is not capital protected and is not a normal time deposit, and thus should not be considered as a normal time deposit or its alternative. Investors should not make investment decisions based on the information of this promotion material alone. The information of this promotion material is issued by Chong Hing Bank Limited. It has not been reviewed by the Securities and Futures Commission of Hong Kong or any regulatory authorities in Hong Kong.
Foreign currency investments are subject to exchange rate fluctuation which may provide opportunities and risks. The fluctuation in the exchange rate of foreign currencies may result in gains or losses in the case where the customer converts foreign currency to HK dollars or other foreign currencies. You should therefore carefully consider whether such trading is suitable in light of your own financial position and investment objectives. RMB is not freely convertible and conversion of RMB through banks in Hong Kong is subject to the rules, regulations and guidelines from the relevant regulatory authorities or entities from time to time.