20% Off Credit Card Bonus Points Redemption Rewards
To celebrate the launch of Chong Hing Credit Card Bonus Points Redemption Platform (“Redemption Platform”), Chong Hing Bank (the “Bank”) launches the 20% Off Credit Card Bonus Points Redemption Rewards Promotional Programme.
Chong Hing Credit Card Cardholders ("Cardholder") who successfully log on to Chong Hing Mobile Banking and access the Redemption Platform can immediately redeem designated offers from merchants in Hong Kong and other Greater Bay Area cities, including credit card free cash credit and free banking services. Upon successful activation and first-time logon to Chong Hing Mobile Banking, Cardholder can enjoy up to HK$3,988 rewards*.
From now to 31 December 2025 (“Promotion Period”), Cardholders can redeem designated gifts/services on the Redemption Platform using Chong Hing Credit Card bonus points (“Bonus Points”). The first 200 designated gifts/services redeemed during each designated promotion period can enjoy a 20% off Bonus Points redemption offer#. Offers are available on a first-come, first-served basis while stocks last. The more you redeem, the more rewards you enjoy! Log on to Chong Hing Mobile Banking and start redeeming now!
| Promotion Period (“Designated Promotion Period”) | Current Bonus Points Required | 20% Off Bonus Points Rewards (limited to the first 200 redemptions per Designated Promotion Period) | Designated Gift/Services |
|---|---|---|---|
| 1 November 2025 – 30 November 2025 |
11,992 Bonus Points |
9,593 Bonus Points |
Freshippo RMB 50 eGift Card |
| Cardholders are required to redeem the gift with Current Bonus Points Required. The 20% discount equivalent, will be credited to the Cardholder’s Chong Hing credit card account within 5 business days. | |||
How to log in to the Bonus Points Redemption Platform
Next
• Log in to Chong Hing Mobile Banking and select "All"
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Step 1: Enter the Redemption Platform and select the gifts/services which he/she wants to redeem |
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Step 2: Click "立即兑换" (Redeem Now) |
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Step 3: Click “提交订单” (Submit Order) |
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Step 4: Click "确定" (Confirm) |
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Step 5: Click "立即查看" (View now) on payment success page to view the details of the gifts/services |
How to view the redeemed gifts/services
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Click "我的券包" (My coupon) on the Redemption Platform to view the redeemed gifts/services |
Cardholders can enjoy up to HK$3,988 rewards upon successful activation and first-time logon to Chong Hing Mobile Banking, including:
- A chance to win up to HK$3,888 cash voucher from lucky draw
- A HK$50 e-voucher (Cardholders are required to redeem through designated page on Chong Hing Mobile Banking during the promotion period)
- A HK$50 e-voucher (will be added into customers’ Mobile Banking on or before 31 January 2026)
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Step 1: • Logon to Chong Hing Mobile Banking • Click “Promotions and Rewards” |
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Step 2: • Click “First Login lucky draw” |
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Step 1: • Logon to Chong Hing Mobile Banking • Click “Promotions and Rewards” |
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Step 2: • Click “Join Promotions” |
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Step 3: • “Logon to e-Banking to Get Reward” will be automatically added to the page, click “Redeem Prize” • Click “My Prize” to view the e-voucher |
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Step 1: • Logon to Chong Hing Mobile Banking • Click “Promotions and Rewards” |
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Step 2: • Click “My Prize” to view the e-voucher |
*Rewards of up to HK$3,988 include: up to HK$3,888 cash voucher from “Lucky Draw for First-Time Mobile Banking Login”, and up to HK$100 e-vouchers from “Credit Card Cardholders Log on to Mobile Banking for the first-time to Get up to HK$100 e-vouchers”. HK$100 e-vouchers will be divided into two HK$50 e-vouchers. One of the vouchers must be redeemed through Chong Hing Mobile Banking, while the other HK$50 e-voucher will be added into customers’ Mobile Banking on or before 31 January 2026.
#Cardholders are required to redeem with the full amount of Bonus Points required at the time of redemption, and the equivalent 20% discount in Bonus Points will be credited to the Cardholder’s credit card account within 5 business days.
To borrow or not to borrow? Borrow only if you can repay!
Please refer to the links below for the terms and conditions of the above promotions. Please note that the information will only be available for access and download through below channels during the relevant promotion period, and no paper-based format can be provided by the Bank. Please save a copy of the relevant information for future reference when needed. Otherwise, you may not be able to access or download it again subsequent to the expiry of the promotion period.
Relevant information:
Terms and Conditions of 20% Off Credit Card Bonus Points Redemption Rewards Promotional Programme
(Promotion Period: From 1 November 2025 – 30 November 2025)
Terms and Conditions of the Lucky Draw for First-Time Mobile Banking Login
(Promotion Period: From 1 November 2025 to 30 November 2025)
Terms and Conditions of Logon to e-Banking to Receive Reward
(Promotion Period: From 1 January 2025 to 31 December 2025)
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