1.	本推廣由2022年7月25日至2022年9月30日（包括首尾兩天）（「推廣期」）。
2.	客戶於推廣期內成功完成任何2個或以上「指定項目」，於創興銀行有限公司（「本行」）敍做6個月的港元或美元定期存款，可享3%年利率優惠。推廣優惠定期存款的起存金額為等值港幣10萬元或以上。
3.	此推廣優惠只適用於本行成功開立個人賬戶之「全新客戶」。「全新客戶」指於開戶前12個月內於本行並未持有單名及/或聯名賬戶（只持有信用卡賬戶者除外）之客戶。
4.	「指定項目」指： i. 成功開立網上銀行；或 ii. 成功申請創興信用卡；或 iii. 完成投資風險及脆弱客戶評估問卷1。
5.	每位合資格全新客戶於推廣期內只可享推廣優惠1次。如為聯名賬戶，該賬戶持有人將被視作一名合資格全新客戶，只有其中一名賬戶持有人可享此推廣優惠。
6.	推廣優惠不可轉讓。本行保留自行決定權利隨時暫停、更改或終止是次推廣，及不時修訂本條款及細則，而無須另行通知。本行就是次推廣之所有事宜及任何爭議，本行保留最終決定權，並對客戶及/或參與人士具約束力。
7.	以上推廣優惠不適用於本行及其附屬機構的員工。
8.	以上推廣優惠不可與本行其他優惠同時使用。
9.	《合約（第三者權利）條例》不適用於本推廣及/或相關優惠。
10.	本推廣中之相關資料、條款及細則受香港特別行政區法律所管轄，並以此作為法律詮釋。
11.	如本條款及細則之中、英文版本有任何歧異，概以英文版本為準。
12.	除明文另行規定外，本推廣同時受本行不時修訂之「賬戶章則」約束，其最新版本可於本行任何本地分行或本行網站www.chbank.com索取，就其當中任何歧異而言（如有），各條款及細則之凌駕性排序優先為本條款及細則、其次為有關「賬戶章則」。

本宣傳品之內容僅供參考，並不構成任何方式之招攬、邀請及建議。 1有關「投資風險及脆弱客戶評估問卷」 「投資風險及脆弱客戶評估問卷」由創興銀行有限公司 (「本行」) 提供以協助客戶了解及評估客戶可承受的投資風險程度和投資需要。問卷的分析結果是根據客戶所提供的資料而評估得出，客戶所提供資料之準確性及完整性或會影響投資風險級別的結果，並僅供一般資料及參考之用，並不可被視為對任何投資產品的銷售或購買邀請、亦絕不能被當為構成任何投資或其他意見、建議、陳述、保證或任何具法律後果之說明。 外幣投資涉及風險並受匯率波動而產生獲利機會及虧損風險。客戶如將外幣兌換成為港幣或其他外幣時，可能受外幣匯率的波動而獲利或蒙受虧損。因此，客戶應慎重考慮該項目是否適合客戶的財務狀況以及投資目標。

借定唔借，還得到先好借！
客戶服務熱線 : 3768 6888
網站：www.chbank.com

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越秀集團成員

1.	本推广由2022年7月25日至2022年9月30日（包括首尾两天）（「推广期」）。
2.	客户于推广期内成功完成任何2个或以上「指定项目」，于创兴银行有限公司（「本行」）叙做6个月的港元或美元定期存款，可享3%年利率优惠。推广优惠定期存款的起存金额为等值港币10万元或以上。
3.	此推广优惠只适用于本行成功开立个人账户之「全新客户」。「全新客户」指于开户前12个月内于本行并未持有单名及/或联名账户（只持有信用卡账户者除外）之客户。
4.	「指定项目」指： i. 成功开立网上银行；或 ii. 成功申请创兴信用卡；或 iii. 完成投资风险及脆弱客户评估问卷1。
5.	每位合资格全新客户于推广期内只可享推广优惠1次。如为联名账户，该账户持有人将被视作一名合资格全新客户，只有其中一名账户持有人可享此推广优惠。
6.	推广优惠不可转让。本行保留自行决定权利随时暂停、更改或终止是次推广，及不时修订本条款及细则，而无须另行通知。本行就是次推广之所有事宜及任何争议，本行保留最终决定权，并对客户及/或参与人士具约束力。
7.	以上推广优惠不适用于本行及其附属机构的员工。
8.	以上推广优惠不可与本行其他优惠同时使用。
9.	《合约（第三者权利）条例》不适用于本推广及/或相关优惠。
10.	本推广中之相关资料、条款及细则受香港特别行政区法律所管辖，并以此作为法律诠释。
11.	如本条款及细则之中、英文版本有任何歧异，概以英文版本为准。
12.	除明文另行规定外，本推广同时受本行不时修订之「账户章则」约束，其最新版本可于本行任何本地分行或本行网站www.chbank.com索取，就其当中任何歧异而言（如有），各条款及细则之凌驾性排序优先为本条款及细则、其次为有关「账户章则」。

本宣传品之内容仅供参考，并不构成任何方式之招揽、邀请及建议。 1有关「投资风险及脆弱客户评估问卷」 「投资风险及脆弱客户评估问卷」由创兴银行有限公司 (「本行」) 提供以协助客户了解及评估客户可承受的投资风险程度和投资需要。问卷的分析结果是根据客户所提供的资料而评估得出，客户所提供数据之准确性及完整性或会影响投资风险级别的结果，并仅供一般数据及参考之用，并不可被视为对任何投资产品的销售或购买邀请、亦绝不能被当为构成任何投资或其他意见、建议、陈述、保证或任何具法律后果之说明。 外币投资涉及风险并受汇率波动而产生获利机会及亏损风险。客户如将外币兑换成为港币或其他外币时，可能受外币汇率的波动而获利或蒙受亏损。因此，客户应慎重考虑该项目是否适合客户的财务状况以及投资目标。

借定唔借，还得到先好借！
客户服务热线 : 3768 6888
网站：www.chbank.com

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越秀集团成员

1.	The promotion is valid from 25 July 2022 to 30 September 2022 (both dates inclusive) (“Promotion Period”).
2.	Customer who has successfully completed any 2 or more "Designated Items" within the Promotion Period can enjoy 3% p.a. for a 6-month HKD or USD Fixed Deposit with Chong Hing Bank Limited (the “Bank”) ("Promotional Offer"). The deposit amount for the Fixed Deposit of the Promotional Offer should be equivalent to HK$100,000 or above.
3.	The Promotional Offer is only applicable to “New Customers” who have opened personal account successfully at the Bank. "New Customer" refers to the customer who has not held any single name and/or joint name account (except credit card account) with the Bank in the past 12 months upon account opening.
4.	"Designated Items" means: i. Register for Chong Hing Internet Banking successfully; or ii. Apply for Chong Hing Credit Card successfully; or iii. Complete the Investment Profile Questionnaire and Vulnerable Customer Assessment1.
5.	Each eligible New Customer is entitled to the Promotional Offer once only during the Promotion Period. In the case of a joint name account, the holders of such account will be regarded as one eligible New Customer and only one of the account holders can enjoy this Promotional Offer.
6.	Promotional Offer cannot be transferred. The Bank reserves the right at its sole discretion to suspend, vary or terminate this promotion and to amend these terms and conditions at any time without any notice. The Bank reserves the right of final decision on all matters and any disputes regarding this promotion and shall be binding on customers and/or participants.
7.	The above Promotional Offer is not applicable to employees of the Bank and its subsidiaries.
8.	The above Promotional Offer cannot be used in conjunction with other offers of the Bank.
9.	The Contracts (Rights of Third Parties) Ordinance shall not apply to this promotion and/or the related offer.
10.	The promotion materials thereof, these terms and conditions are construed in accordance with, and are governed by the laws of Hong Kong Special Administrative Region.
11.	In case of any inconsistencies between the English and Chinese versions of these terms and conditions, the English version shall prevail.
12.	Unless otherwise expressly provided, the Bank’s Account Terms subject to changes from time to time shall also apply to this promotion while their latest copies are available at any local branch of the Bank and its website (www.chbank.com). In the event and to the extent of any inconsistencies among them, the priority of precedence shall be in the descending order of these terms and conditions, the terms and conditions of the relevant Account Terms.

This promotional material is for reference only and does not constitute any offer or solicitation to subscribe or redeem. 1For the “ Investment Profile Questionnaire and Vulnerable Customer Assessment ”: The “Investment Profile Questionnaire and Vulnerable Customer Assessment" is provided by Chong Hing Bank Limited (the "Bank") to help customers understand and assess the degree of investment risk they are prepared to accept and investment needs. The result of this questionnaire is derived from the information provided by customers, the accuracy and completeness of the provided information may affect the assessment result and is for general information and reference only. It is not an offer to sell or a solicitation for an offer to buy any financial products, and must not be taken to constitute any investment or other advice, proposal, representation, warranty or any statement carrying legal effect. Foreign currency investments involve risks and are subject to exchange rate fluctuation which may provide opportunities and risks. The fluctuation in the exchange rate of foreign currencies may result in gains or losses in the case where the customer converts foreign currency to HK dollars or other foreign currencies. You should therefore carefully consider whether such trading is suitable in light of your own financial position and investment objectives.

To borrow or not to borrow? Borrow only if you can repay!
Customer Services Hotline: 3768 6888
Website: www.chbank.com

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A Member of Yuexiu Group