優惠1︰以優惠價HK$33.8（1折）購買「新年發財福袋」1個（「新年發財福袋」）

由2024年1月31日至2024年3月31日（「推廣期」），客戶憑創興信用卡累積零售簽賬至每滿 HK$4,288，即可於2024年2月2日至2024年2月29日（「購買期」）在老上環-參茸海味專門店之全線分店以建議零售價HK$338購買「新年發財福袋」（「福袋」）1個，將享HK$304.2現金回贈，即福袋實際價格為每個只需HK$33.8（1折），於整個推廣期內，每張創興信用卡最多可購買福袋3個。

福袋包括︰
- 老上環紅燒鮑魚（5 頭鮑魚1罐）
- 平腳冬菇（150克）
- 葵瓜子 （225克）
- 蟲草花（80克）
- 紅棗 （150克）
- 美國開心果（150克）
- 免費農曆新年購物袋一個

圖片僅供參考，福袋內含之產品以老上環分店實際提供為準，福袋限量400個，先到先得，售完即止。

 

購買福袋小貼士︰

• 客戶須先支付福袋建議零售價（每個）HK$338， HK$304.2現金回贈將於客戶達到指定零售簽賬金額後回贈至客戶簽賬之創興信用卡，詳情請參閱「新年發財福袋」的條款及細則。
• 留意簽賬額及福袋購買期。
• 客戶須以同一張創興信用卡作簽賬及購買福袋，並於推廣期內以同一張信用卡（主卡及附屬卡將分開計算）累積零售簽賬額滿HK$4,288或以上方可獲得回贈。
• 客戶零售簽賬額每累積滿HK$4,288，即可享福袋現金回贈1次。每張卡最多只限3次回贈 （購買3個福袋）。
• 合資格零售簽賬以交易日期為準及不包括購買福袋之簽賬。
• 建議客戶購買福袋前，先致電老上環分店查詢福袋的庫存數量。 請按此查詢老上環分店地址﹑電話及營業時間。

 

優惠2︰老上環購物優惠（「老上環購物優惠」）

於2024年2月2日至2024年2月29日期間，客戶於老上環分店購買福袋後，購買正價貨品可享95折優惠（「指定購物優惠」）。

此外，於2024年2月1日至2024年3月31日期間（「優惠期」），客戶憑創興信用卡於老上環之全線分店簽賬，單一零售簽賬額滿HK$500或以上，即可享10倍積分。每位客戶每曆月最多可獲額外10,000積分，優惠期內最多可獲額外20,000積分（「10X」積分）。愈簽得多，可享優惠愈多。

 

優惠3︰享現金透支手續費全額回贈（「現金透支全額回贈」）

於2024年1月31日至2024年3月31日期間，客戶憑創興信用卡於自動櫃員機提取或經本行分行辦理港幣現金透支，累積現金透支滿HK$3,000或以上，可享手續費全額回贈（原本的手續費為透支額的4%及另加HK$20，最低為HK$100）。本行會將手續費退還至現金透支的信用卡賬戶內。現金透支年息22.8%（實際年利率為 27.03% ）（適用於創興萬事達鈦金卡/白金卡）；現金透支年息29.52% （實際年利率為 35.97% ）（適用於其他創興信用卡）。實際年利率依據銀行營運守則之指引計算。實際年利率是一個參考利率，以年化利率展示有關產品之費用與收費。

 

優惠4︰享「月結單分期」計劃（「月結單分期計劃」）

用創興信用卡簽賬後，客戶可享月結單分期優惠，每月手續費低至0.2%（實際年利率低至4.18%）*，享6/12/18個月靈活還款期（實際年利率詳見於下表）。客戶可致電本行24小時信用卡客戶服務熱線（852）3768 8888申請。

適用於白金卡/鈦金卡/鑽石卡
還款期	6 個月	12 個月	18 個月
實際年利率	4.18%	4.49%	4.59%

 

適用於金卡/普通卡
還款期	6 個月	12 個月	18 個月
實際年利率	6.32%	6.78%	6.93%

* 每月手續費0.2%只適用於白金卡/鈦金卡/鑽石卡客戶及選擇6個月還款期及只供參考，手續費將根據創興不時就個別推廣而釐定。每月手續費0.2%及6個月分期的實際年利率為4.18%。實際年利率依據銀行營運守則的指引計算。實際年利率是一個參考利率，以年化利率展示有關產品的費用與收費。

 

優惠5︰更多購物旅遊等精彩折扣

於以下指定優惠期內，客戶憑創興指定信用卡，於以下指定商戶簽賬，即享下列各項特別優惠：各優惠由相關信用卡組織提供及受條款及細則約束，詳情請瀏覽相關信用卡網站並以信用卡組織的條款及細則為準。如因網站所載的資訊或材料的準確性或其他問題，直接或間接引致任何損失或損害（包括相應而生之損失），或因該等網站有缺陷而直接或間接引致損失，本行概不承擔任何責任。

 

借定唔借？還得到先好借！

有關以上推廣之條款及細則，請參閱以下連結。請注意，此等資料只可在有關推廣期內透過以下渠道供查閱及下載，恕本行未能以紙張形式提供。如有需要，請儲存有關資料的副本，以備日後參考。否則在推廣期後，閣下或未能再次查閱或下載有關資料。

 

 

相關資料：
創興信用卡「龍年簽賬賞」推廣計劃一般條款及細則
創興信用卡「新年發財福袋」條款及細則
創興信用卡「老上環購物優惠」條款及細則
創興信用卡「現金透支全額回贈」條款及細則
創興信用卡「月結單分期計劃」條款及細則

 

 

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越秀集團成員

优惠1︰以优惠价HK$33.8（1折）购买「新年发财福袋」1个（「新年发财福袋」）

由2024年1月31日至2024年3月31日（「推广期」），客户凭创兴信用卡累积零售签账至每满HK$4,288，即可于2024年2月2日至2024年2月29日（「购买期」）在老上环-参茸海味专门店之全线分店以建议零售价HK$338购买「新年发财福袋」（「福袋」）1个，将可享HK$304.2现金回赠，即福袋实际价格为每个只需HK$33.8（1折），于整个推广期内，每张创兴信用卡最多可购买福袋3个。

福袋包括︰
- 老上环红烧鲍鱼（5 头鲍鱼1罐）
- 平脚冬菇（150克）
- 葵瓜子 （225克）
- 虫草花（80克）
- 红枣 （150克）
- 美国开心果（150克）
- 免费农历新年购物袋一个

图片仅供参考，福袋内含之产品以老上环分店实际提供为准，福袋限量400个，先到先得，售完即止。

 

购买福袋小贴士︰

• 客户须先支付福袋建议零售价（每个）HK$338， HK$304.2现金回赠将于客户达到指定零售签账金额后回赠至客户签账之创兴信用卡，详情请参阅「新年发财福袋」的条款及细则。
• 留意签账额及福袋购买期。
• 客户须以同一张创兴信用卡作签账及购买福袋，并于推广期内以同一张信用卡（主卡及附属卡将分开计算）累积零售签账额满HK$4,288或以上方可获得回赠。
• 客户零售签账额每累积满HK$4,288，即可享福袋现金回赠1次。每张卡最多只限3次回赠 （购买3个福袋）。
• 合资格零售签账以交易日期为准及不包括购买福袋之签账。
• 建议客户购买福袋前，先致电老上环分店查询福袋的库存数量。请按此查询老上环分店地址﹑电话及营业时间。

 

优惠2︰老上环购物优惠（「老上环购物优惠」）

于2024年2月2日至2024年2月29日期间，客户于老上环分店购买福袋后，购买正价货品可享95折优惠（「指定购物优惠」）。

此外，于2024年2月1日至2024年3月31日期间，客户凭创兴信用卡于老上环之全线分店签账，单一零售签账额满HK$500或以上，即可享10倍积分。每位客户每历月最多可获额外10,000积分，优惠期内最多可获额外20,000积分（「10X」积分）。愈签得多，可享优惠愈多。

 

优惠3︰享现金透支手续费全额回赠（「现金透支全额回赠」）

于2024年1月31日至2024年3月31日期间，客户凭创兴信用卡于自动柜员机提取或经本行分行办理港币现金透支，累积现金透支满HK$3,000或以上，可享手续费全额回赠（原本的手续费为透支额的4%及另加HK$20，最低为HK$100）。本行会将手续费退还至现金透支的信用卡账户内。 现金透支年息22.8%（实际年利率为 27.03% ）（适用于创兴万事达钛金卡/白金卡）；现金透支年息29.52% （实际年利率为 35.97% ）（适用于其他创兴信用卡）。实际年利率依据银行营运守则之指引计算。实际年利率是一个参考利率，以年化利率展示有关产品之费用与收费。

 

优惠4︰享「月结单分期」计划（「月结单分期计划」）

用创兴信用卡签账后，客户可享月结单分期优惠，每月手续费低至0.2%（实际年利率低至4.18%）*，享6/12/18个月灵活还款期（实际年利率详见于下表）。客户可致电本行24小时信用卡客户服务热线（852）3768 8888申请。

适用于白金卡/钛金卡/钻石卡
还款期	6 个月	12 个月	18 个月
实际年利率	4.18%	4.49%	4.59%

 

适用于金卡/普通卡
还款期	6 个月	12 个月	18 个月
实际年利率	6.32%	6.78%	6.93%

* 每月手续费0.2%只适用于白金卡/钛金卡/钻石卡客户及选择6个月还款期及只供参考，手续费将根据创兴不时就个别推广而厘定。每月手续费0.2%及6个月分期的实际年利率为4.18%。实际年利率依据银行营运守则的指引计算。实际年利率是一个参考利率，以年化利率展示有关产品的费用与收费。

 

优惠5︰更多购物旅游等精彩折扣

于以下指定优惠期内，客户凭创兴指定信用卡，于以下指定商户签账，即享下列各项特别优惠：各优惠由相关信用卡组织提供及受条款及细则约束，详情请浏览相关信用卡网站并以信用卡组织的条款及细则为准。如因网站所载的资讯或材料的准确性或其他问题，直接或间接引致任何损失或损害（包括相应而生之损失），或因该等网站有缺陷而直接或间接引致损失，本行概不承担任何责任。

 

借定唔借？还得到先好借！

有关以上推广之条款及细则，请参阅以下连结。请注意，此等资料只可在有关推广期内透过以下渠道供查阅及下载，恕本行未能以纸张形式提供。如有需要，请储存有关资料的副本，以备日后参考。否则在推广期后，阁下或未能再次查阅或下载有关资料。

 

 

相关资料：
创兴信用卡「龙年签账赏」推广计划一般条款及细则
创兴信用卡「新年发财福袋」条款及细则
创兴信用卡「老上环购物优惠」条款及细则
创兴信用卡「现金透支全额回赠」条款及细则
创兴信用卡「月结单分期计划」条款及细则

 

 

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越秀集团成员

Offer 1:Purchase a New Year Fortune Lucky Bag at a discount price of HK$33.8 (90% off)(“New Year Fortune Lucky Bag”)

From 31 January 2024 to 31 March 2024 (“Promotion Period”), Cardholders who accumulate retail spending of every HK$4,288 with Chong Hing Credit Card can purchase a New Year Fortune Lucky Bag (“Lucky Bag”) (suggested retail price of HK$338) from 2 February 2024 to 29 February 2024 (“Purchase Period”)at all stores of Old Sheung Wan - Dried seafood specialty store. Cardholders will enjoy a cash rebate of HK$304.2, making the actual price of each Lucky Bag only HK$33.8(90% off). Each Chong Hing Credit Card purchase a maximum of 3 Lucky Bags during the Promotion Period.

The Lucky Bag includes:
- Old Sheung Wan braised abalone (5 pieces per can)
- Mushroom with flat stem (150g)
- Sunflower seed (225g)
- Cordyceps militaris (80g)
- Jujube red dates (150g)
- Pistachios from American (150g)
- A free Chinese New Year shopping bag

The picture is for reference only. The actual products in the Lucky Bag provided by the Old Sheung Wan store may vary. Lucky Bags are limited to 400 pieces and are available on a first-come, first-served basis, while stocks last.

 

Tips for purchasing the Lucky Bag:

• Cardholders must pay the suggested retail price of the Lucky Bag (each) at HK$338 first. The cash rebate of HK$304.2 will be rebated to Cardholders’ purchases with Chong Hing Credit Card after the Cardholders reach the designated retail spending amount. Please refer to the terms and conditions of New Year Fortune Lucky Bag for details.
• Pay attention to the retail spending amount and the Purchase Period.
• Cardholders must to use the same Chong Hing Credit Card to pay and purchase the Lucky Bags. The accumulated retail spending on the same credit card (the principal card and supplementary card will be counted separately) must reach HK$4,288 or above during the Promotion Period.
• For every accumulated retail spending amount of HK$4,288, Cardholders are eligible for one cash rebate on the Lucky Bag purchase. Each credit card can enjoy a maximum of 3 cash rebates (purchasing 3 Lucky Bags.)
• Eligible retail transaction is based on the transaction date and does not include the transactions of purchasing Lucky Bags.
• Suggest Cardholders to call the Old Sheung Wan stores to check the stock quantity of Lucky Bags before making a purchase. Please click here to check the address, telephone number and business hours of the Old Sheung Wan stores.

 

Offer 2:Shopping discounts at Old Sheung Wan ("Old Sheung Wan’s Shopping Offer")

From the period of 2 February 2024 to 29 February 2024, Cardholders can enjoy a 5% off on regular-priced items after purchasing a Lucky Bag at Old Sheung Wan(“Selected Shopping offer”).

 

Besides, The period of From 1 February 2024 to 31 March 2024(“Promotion Period”), Cardholders can enjoy 10X bonus points upon a single net retail transaction of HK$500 or above with Chong Hong Credit Card at all branches of Old Sheung Wan. Each cardholder can earn a maximum of 10,000 extra bonus points per calendar month, a maximum of 20,000 extra bonus points can be earned during the Promotion Period (“10X Bonus Points”). The more you purchase, the more discounts you can enjoy.

 

Offer 3: Enjoy full cash advance handing fee rebate (“Full Cash Advance Handling Fee Rebate”)

During the Promotion Period, Cardholders who use Chong Hing Credit Card to make cash advance from ATMs or apply cash advances with Hong Kong dollars through Chong Hing Bank branches and accumulate cash advance of HK$3,000 or above, can enjoy a full cash advance handling fee rebate (4% on cash advance amount drawn plus an additional HK$20, with a minimum fee of HK$100). The Bank will refund the handling fee to the credit card account used for the cash advance.Interest on Cash Advance is 22.8% (Annualised percentage rate[APR]: 27.03%) (applicable to Chong Hing Mastercard Titanium Card / Platinum Card) ；Interest on Cash Advance 29.52% (APR: 35.97%)(applicable to other Chong Hing Credit Cards). The APR is calculated based on the requirement of the Code of Banking Practice. APR is a reference rate which expresses the fees and charges of respective product as an annualized rate.

 

Offer 4: Enjoy Statement Instalment Programme (“Statement Instalment Programme”).

Spend with Chong Hing Credit Card, Cardholders can enjoy Statement Instalment to settle the card transactions by instalment afterwards. Monthly handling fee as low as 0.2% (APR as low as 4.18%) * and enjoy 6/12/18 months flexible repayment period (APR is detailed in the table below). Cardholders can call our 24-hour Credit Card Customer Services Hotline at (852) 3768 8888 to apply.

Applicable to Platinum Card/Titanium Card/Diamond Card
Loan Tenor	6-month	12-month	18-month
APR	4.18%	4.49%	4.59%

 

Applicable to Gold Card/Classic Card
Loan Tenor	6-month	12-month	18-month
APR	6.32%	6.78%	6.93%

*The 0.2% monthly handling fee is applicable to selected customers and the approved cash installment amount has to reach the specific requirement, and is for reference only. The handling fee is to be determined by the bank from time to time for individual promotion. APR of 0.2% monthly handling fee is 4.18% for 6 months. The APR is calculated based on the requirement of the Code of Banking Practice. APR is a reference rate which expresses the fees and charges of respective product as an annualized rate.

 

Offer 5︰More fabulous offers on shopping and travel

During the Speical Offer Period, cardholders who pay with designated Chong Hing Credit Card at the following merchants can enjoy special offers as follows. All offers are provided by the relevant credit card associations and are subject to terms and conditions. For details, please visit the websites of the relevant credit cards and the terms and conditions of the credit card associations shall prevail. In the event of any loss or damage (including consequential loss) arising directly or indirectly from the accuracy or other problems with the information or materials contained on the websites, or from defects in such websites, the Bank shall not assume any responsibility.

 

To borrow or not to borrow? Borrow only if you can repay!

Please refer to the links below for the terms and conditions of the above promotions. Please note that the information will only be available for access and download through below channels during the relevant promotion period, and no paper-based format can be provided by the Bank. Please save a copy of the relevant information for future reference when needed. Otherwise, you may not be able to access or download it again subsequent to the expiry of the promotion period.

 

 

Related information:
General Terms and Conditions of Chong Hing Credit Card The Year of the Dragon Spending Rewards Promramme
Terms and Conditions of Chong Hing Credit Card New Year Fortune Lucky Bag
Terms and Conditions of Chong Hing Credit Card Old Sheung Wan’s Shopping Offer
Terms and Conditions of Chong Hing Credit Card Full Cash Advance Handling Fee Rebate
Terms and Conditions of Chong Hing Credit Card Statement Instalment Programme

 

 

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A Member of Yuexiu Group