Lucky Draw FX

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From now until 31 August 2022, customers who have successfully completed via Chong Hing Mobile Banking App foreign currency exchange transaction(s) of HK$20,000 or above, or the equivalent amount (including conversion of foreign currency to Hong Kong dollar) per transaction are entitled to join a lucky draw once^ for the chance to win the grand prize Apple iPad Air 64GB Wi-Fi, Stoneline Kitchenware, Zojirushi cooker and other rich prizes like electronic vouchers of different merchants! Rewards are of limited supply and are available on a first-come,first-served basis and shall cease without prior notice.

^{^} Each eligible customer is entitled to join the lucky draw twice in the same calendar month and a maximum of six times in total during the whole promotion period.

Lucky Draw Procedures

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Step 1
• Logon to Chong Hing Mobile Banking
• Click “Currency Exchange” to complete an eligible transaction

Lucky Draw Prizes

Grand Prize: iPad Air 64GB Wi-Fi (1 winner) (Value at HK$4,799)
2nd Prize: Stoneline Future Wok 32 cm + Sauce Pan with Glass Lid 20cm (2 winners) (Value at HK$3,825)
3rd Prize: Stoneline Deep Drying Pan with Detachable Handle 24cm + Sauce Pan with Glass Lid 20cm (2 winners) (Value at HK$2,196)
4th Prize: Zojirushi Rice Cooker 0.5L NLBGQ05 (3 winners) (Value at HK$1,338)
5th Prize: Zojirushi 0.36L Vacuum Mug (3 winners) (Value at HK$199)
foodpanda™ HK$100 electronic voucher	Deliveroo HK$50 electronic voucher
Giordano HK$50 electronic voucher	Tenren’s Tea HK$25 electronic voucher
Hung Fuk Tong HK$20 electronic voucher

Chong Hing Bank Mobile Foreign Currency Exchange Lucky Draw - Terms and Conditions

1.	The Mobile Foreign Currency Exchange Lucky Draw Promotion Programme (“Promotion”) of Chong Hing Bank Limited (the "Bank") is available from 2 June 2022 to 31 August 2022 (both dates inclusive) (“Promotion Period”)
2.	The Promotion is only available to personal customers of Mobile Banking services of the Bank ("Customers").
3.	Within the Promotion Period, Customers are entitled to join the lucky draw (“Lucky Draw”) once when they have successfully completed an eligible transaction (“Eligible Transaction”, defined under clause 4 below) via Chong Hing Mobile Banking App. Each Eligible Customer is entitled to join the Lucky Draw (a) for not more than 2 times in the same calendar month; and (b) for not more than 6 times in total during the whole Promotion Period in all circumstances.
4.	“Eligible Transaction”refers to successful foreign currency exchange transaction(s) of HK$20,000 or above, or the equivalent amount (including conversion of Hong Kong dollar into foreign currency or vice versa) per transaction conducted via Chong Hing Mobile Banking through the customer’s HKD / Multi-Currency / RMB account with the Bank during the Promotion Period.
5.	The transaction date, time, exchange rate, exchange amount and other particulars of eligible foreign currency exchange transactions as well as the total foreign currency exchange transaction amount and count are subject to the record of the Bank, which shall be deemed as conclusive in case of dispute. The relevant foreign currency exchange amount will be converted into Hong Kong dollars at the actual exchange rate at the time of transaction with the Bank. The Bank reserves the right to amend any calculation method of transaction amount at its sole discretion without prior notice to the customers. The Bank reserves the rights for final decision in case of any dispute under the Promotion (including without limitation for the Eligible Transaction, proper completion of the Lucky Draw procedure, the interpretation of these terms and conditions) and such decision shall be final and conclusive.
6.	Lucky Draw Procedures: a. During the Promotion Period, Customers shall complete an Eligible Transaction via Chong Hing Mobile Banking App; b. After completing the Eligible Transaction, immediately click the“Enter the lucky draw” button immediately on the transaction completion page; c. Complete the Lucky Draw according to the steps shown on screen; d. The result and prize awarded will be shown instantly on the screen; e. Customers who are awarded electronic vouchers shall show the relevant QR code to merchants within the designated period for prize redemption. Customers who are awarded physical prizes will be notified by the Bank by SMS regarding the redemption arrangement.
7.	Customers must complete the Lucky Draw immediately after completing the Eligible Transaction, otherwise such Lucky Draw chance will be cancelled or deemed as waived automatically and cannot be retrieved in all circumstances.
8.	Lucky Draw Prizes (“Prizes”) include: Grand Prize: Apple iPad Air 64GB Wi-Fi (1 winner) (Value at HK$4,799) 2nd Prize: Stoneline Future Wok 32 cm + Sauce Pan with Glass Lid 20cm (2 winners)(Value at HK$3,825) 3rd Prize: Stoneline Deep Drying Pan with Detachable Handle 24cm + Sauce Pan with Glass Lid 20cm (2 winners) (Value at HK$2,196) 4th Prize: Zojirushi Rice Cooker 0.5L NLBGQ05 (3 winners) (Value at HK$1,338) 5th Prize: Zojirushi 0.36L Vacuum Mug (3 winners) (Value at HK$199) foodpanda™ HK$100 electronic voucher Deliveroo HK$50 electronic voucher Giordano HK$50 electronic voucher Tenren’s Tea HK$25 electronic voucher Hung Fuk Tong HK$20 electronic voucher The above Prizes cannot be transferred, returned, changed to other gifts/gift vouchers, or converted into cash. The Bank may replace the above Prizes with other rewards without prior notice.
9.	The Bank is not the supplier of the Prizes. The Bank does not make any representation / statement / warranty for the Prizes (including the services ancillary thereto) and will not accept any liability in relation to the Prizes. Any enquiry shall be made to the supplier of the Prize directly.
10.	Transactions which are fraudulent, false, unauthorised, cancelled or rejected will not be treated as Eligible Transactions qualified for the Lucky Draw. Participation in the Lucky Draw is subject to there being no abuse/ non-compliance by the Eligible Customer, failing which the Bank is entitled to cancel any award of Prize and not to offer the Prize to the winners concerned.
11.	Customers are responsible for the data charges incurred by using Chong Hing Mobile Banking App.
12.	The Lucky Draw procedures are conducted virtually online. If there are any technical or network failures which lead to the suspension, delay or termination of the Lucky Draw procedure, the Bank shall not be responsible in whatsoever manner.
13.	The Bank reserves the right to suspend, amend or terminate the Promotion and the relevant terms and conditions without prior notice.
14.	The Promotion is applicable within Hong Kong SAR only, and the ancillary matters including these terms and conditions are governed by the laws of Hong Kong SAR. The Contracts (Rights of Third Parties) Ordinance shall not apply to the Promotion, matters ancillary thereto and these terms and conditions.
15.	In case of any inconsistencies between the English and Chinese versions of these terms and conditions, the English version shall prevail.

Risk Disclosure Statement:

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This promotional material is for reference only and does not constitute any offer or solicitation to subscribe or redeem any investment products.

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Foreign currency investments involves risks and are subject to exchange rate fluctuation which may provide opportunities and risks. The fluctuation in the exchange rate of foreign currencies may result in gains or losses in the case where the customer converts foreign currency to HK dollars or other foreign currencies. You should therefore carefully consider whether such trading is suitable in light of your own financial position and investment objectives. RMB is not freely convertible and conversion of RMB through banks in Hong Kong is subject to the rules, regulations and guidelines from the relevant regulatory authorities or entities from time to time.

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The information of this promotional material is issued by Chong Hing Bank Limited. It has not been reviewed by the Securities and Futures Commission of Hong Kong or any regulatory authorities in Hong Kong.