From 28 October 2021 to 28 January 2022, each customer who has successfully conducted a time deposit transaction of not less than HK$200,000, CNY¥100,000 or US$20,000 for a period of 3 months or 6 months per transaction via Chong Hing Mobile Banking is entitled to join a Lucky Draw once for the chance^ to win an iPhone 13 Pro 256GB smartphone and other prizes including electronic vouchers from different merchants! Rewards are of limited supply, available on a first-come, first-served basis and shall cease without any notice.

^ Each eligible customer is entitled to join the Lucky Draw for not more than three times in the same calendar month; and for not more than twelve times in total during the Promotion Period in all circumstances.

Lucky Draw Procedures


Step 1
• Logon to Chong Hing Mobile Banking
• Click “Fixed Deposit” to complete an eligible transaction

Lucky Draw Prizes
iPhone 13 Pro 256GB smart phone -- (1 winner) NESCAFE Dolce Gusto Lumio Coffee Machine (1 unit) + Starbucks coffee capsules (2 boxes) -- (2 winners)
Foaming automatic dispenser + hand wash refills -- (2 winners) HKTV mall HK$100 electronic voucher
759 Store HK$100 electronic voucher HKTV mall HK$50 electronic voucher
759 Store HK$50 electronic voucher Godiva HK$50 electronic voucher
TenRen’s Tea HK$25 electronic voucher Saint Honore Cake Shop HK$25 electronic voucher
Hung Fuk Tong HK$20 electronic voucher

Preferential Cloud Rate

All customers can enjoy preferential cloud rate by placing a HKD / CNY / USD time deposit via Chong Hing Mobile Banking /Internet Banking.

3 Months
(% p.a.)
6 Months
(% p.a.)
HK$ 5,000 to 50,000,000 0.6000 0.5500 Chong Hing Mobile Banking or Internet Banking
CNY¥ 5,000 to 50,000,000 2.0000 2.1000
US$ 1,000 to 6,000,000 0.5500 0.4000


The above preferential fixed deposit interest rates are based on the fixed deposit interest rates quoted by Chong Hing Bank Limited (the "Bank") on 21 December 2021 and are for reference only. The actual interest rates will be subject to the quotes by the Bank from time to time. Customers can contact the Bank's staff for the latest preferential fixed deposit rate.
The preferential fixed deposit interest rates are only applicable to tenors of 7 days, 14 days, 1 month, 2 months, 3 months , 6 months, 9 months or 12 months. The eligible HKD Fixed Deposit Amount is HK$5,000 to HK$50,000,000. The eligible USD Fixed Deposit Amount is US$1,000 to US$6,000,000. The eligible CNY Fixed Deposit Amount is CNY¥5,000 to CNY¥50,000,000.

Risk Disclosure Statement:

This promotion material is for reference only and does not constitute any offer or solicitation to subscribe or recommendation of any investment products.
Foreign currency investments are subject to exchange rate fluctuation which may provide opportunities and risks. The fluctuation in the exchange rate of foreign currencies may result in gains or losses in the case where the customer converts foreign currency to HK dollars or other foreign currencies. You should therefore carefully consider whether such trading is suitable in light of your own financial position and investment objectives. RMB is not freely convertible and conversion of RMB through banks in Hong Kong is subject to the rules, regulations and guidelines from the relevant regulatory authorities or entities from time to time.
The information of this promotion material is issued by Chong Hing Bank Limited. It has not been reviewed by the Securities and Futures Commission of Hong Kong or any regulatory authorities in Hong Kong.