Online Time Deposit Referral Programme

From 4 July 2022 to 30 September 2022, existing personal “Digital Banking”customer can receive cash reward up to HK$100 for each successful referral when he/she has referred friends and family members to place a “Designated Fixed Deposit”via “Digital Banking”with an exclusive referral code of the Referrer. The Referee can also enjoy “Preferential Interest Rate” when placing the “Designated Fixed Deposit”below !


Eligibility and Referral Rewards
Role Eligibility Referral Rewards
“Referrer” Existing personal Digital Banking” customer who has successfully referred his/her friends and family (“Referee”) to:
(i) Register for Chong Hing “Digital Banking”successfully; AND
(ii) Place the “Designated Fixed Deposit” via Chong Hing “Digital Banking” with an exclusive referral code of the “Referrer”.
If “Referee” is a “New Customer” eligible “Referrer” can get a HK$100 cash reward.
If “Referee” is an existing customer of the Bank, eligible “Referrer” can get a HK$50 cash reward.
“Referee” ”New Customer” or existing customer who has successfully registered for Chong Hing “Digital Banking” and placed the “Designated Fixed Deposit”with an exclusive referral code of the “Referrer” during the Promotion Period. Eligible “Referee” can enjoy “Preferential Interest Rate” of the “Designated Fixed Deposit”.


“Designated Fixed Deposit
“Designated Fixed Deposit Amount” “Preferential Interest Rate” for 6 month
HK$5,000 to HK$499,999 2.20% p.a.
US$1,000 to US$49,999 2.70% p.a.



The above preferential fixed deposit interest rates (“Preferential Interest Rate””) are based on the fixed deposit interest rates quoted by Chong Hing Bank Limited (the “Bank”) on 29 July 2022 and are for reference only. The actual interest rates will be subject to the quotes by the Bank from time to time. Please contact the Bank's staff for the latest “Designated Fixed Deposit” rate.

Terms and conditions apply.


“Referrer” – Share your referral code
“Referee” – Place online fixed deposit with referral code


Step 1
• Logon to Chong Hing Mobile Banking and click “Promotion and Reward”
• Click “Refer A Friend”

Risk Disclosure Statement:

This promotion material is for reference only and does not constitute any offer or solicitation to subscribe or recommendation of any investment products.
Currency conversion risk - foreign currency and Renminbi (“RMB”) conversion are subject to exchange rate fluctuation which may provide opportunities and risks. The fluctuation in the exchange rate of foreign currencies and RMB may result in gains or losses in the case where the customer converts foreign currency and RMB to HK dollars or other foreign currencies. You should therefore carefully consider whether such trading is suitable in light of your own financial position and investment objectives. RMB is not freely convertible and conversion of RMB through banks in China and/or Hong Kong is subject to the rules, regulations and guidelines from the relevant regulatory authorities or entities from time to time.