Personal Information Collection Statement
Chong Hing Bank Limited (the "Bank")
Notice to Customers and Other Persons relating to the
Personal Data (Privacy) Ordinance (the "Ordinance")

the daily operation of the banking, financial or insurance services and facilities provided to customers;

conducting credit checks including at the time of application for credit and at the time of regular or special reviews which normally will take place one or more times each year;

creating and maintaining the Bank's credit scoring and other risk models;

assisting other financial institutions to conduct credit checks and collect debts;

ensuring ongoing credit worthiness of customers or other persons;

designing banking, financial and insurance services and products for customers' use;

determining amounts owed to or by customers or other persons;

collection of amounts outstanding from customers and those providing security for customers' obligations;

complying with any requirements for disclosing and using data that apply to the Bank or any of its branches or with which it is expected to comply according to:

1.	any law;
2.	any guidelines of any legal, regulatory, governmental or other authorities, or self-regulatory or industry bodies or associations of financial services providers;
3.	any contractual or other commitment with legal, regulatory, governmental or other authorities, or self-regulatory or industry bodies or associations of financial services providers,

in each case, present or future, local or foreign;

complying with any requirements or policies for sharing or using data on a group-wide basis against money laundering, terrorist financing or other unlawful activities;

enabling an actual or proposed assignee of the Bank or participant or sub-participant of the Bank's rights in respect of the individual to evaluate the transaction intended to be the subject of the assignment, participation or sub-participation; and

purposes relating thereto.

any agent, contractor or third party service provider who provides administrative, telecommunications, computer, payment or securities clearing or other services to the Bank in connection with the operation of its business;

any other person under a duty of confidentiality to the Bank including a group company of the Bank which has undertaken to keep such information confidential;

the drawee bank providing a copy of a paid cheque (which may contain information about the payee) to the drawer;

credit reference agencies, and, in the event of default, to debt collection agencies;

any person to whom the Bank or any of its branches is required or expected to make disclosure under any law, or any guidelines of local or foreign legal, regulatory, governmental or other authorities, or self-regulatory or industry bodies or associations of financial services providers, in each case present or future, local or foreign;

any actual or proposed assignee of the Bank or participant or sub-participant or transferee of the Bank's rights in respect of the individual; and

1.	the Bank's group companies;
2.	third party financial institutions, insurers, credit card companies, securities and investment services providers;
3.	third party reward, loyalty, co-branding and privileges programme providers;
4.	co-branding partners of the Bank and the Bank's group companies (the names of such co-branding partners can be found in the application form(s) for the relevant services and products);
5.	charitable or non-profit making organisations; and
6.	external service providers (including but not limited to mailing houses, telecommunication companies, telemarketing and direct sales agents, call centres, data processing companies and information technology companies) that the Bank engages for the purposes set out in paragraph (d)(vii).

Such information may be transferred to a place outside Hong Kong.

full name;

capacity in respect of each mortgage (as borrower, mortgagor or guarantor, and whether in the customer's sole name or in joint names with others);

Hong Kong Identity Card Number or travel document number;

date of birth;

correspondence address;

mortgage account number in respect of each mortgage;

type of the facility in respect of each mortgage;

mortgage account status in respect of each mortgage (e.g., active, closed, write-off (other than due to a bankruptcy order), write-off due to a bankruptcy order); and

if any, mortgage account closed date in respect of each mortgage.

the name, contact details, products and services portfolio information, transaction pattern and behaviour, financial background and demographic data of an individual held by the Bank from time to time may be used by the Bank in direct marketing;

the following classes of services, products and things may be marketed:

1.	financial, insurance, credit card, banking and related services and products;
2.	reward, loyalty or privileges programmes and related services and products;
3.	services and products offered by the Bank's co-branding partners (the names of such co-branding partners can be found in the application form(s) for the relevant services and products); and
4.	donations and contributions for charitable or non-profit making purposes;

the above services, products and things may be provided or (in the case of donations and contributions) solicited by the Bank or:

1.	the Bank's group companies;
2.	third party financial institutions, insurers, credit card companies, securities and investment services providers;
3.	third party reward, loyalty, co-branding or privileges programme providers;
4.	co-branding partners of the Bank and the Bank's group companies (the names of such co-branding partners can be found in the application form(s) for the relevant services and products); and
5.	charitable or non-profit making organisations;

in addition, the Bank also intends to provide the data described in paragraph (g)(i) above to all or any of the persons described in paragraph (g)(iii) above for use by them in marketing those services, products and things, and the Bank may not so provide the data unless it has received the individual's written consent (which includes an indication of no objection) to the intended provision.

to check whether the Bank holds data about him and of access to such data;

to require the Bank to correct any data relating to him which is inaccurate;