FamilyPlus provides you with comprehensive household insurance plan which protects your household contents, personal effects and legal liability. Once you purchase Section (1), you will automatically entitle Sections (2) to (4) for free. Also, Sections (5) & (6) are optional covers and are operative upon payment of additional premium.
|Standard Insurance Cover||Maximum Limits
|(1) HOUSEHOLD CONTENTS "ALL RISKS"
|FREE ADDITIONAL BENEFITS
|(2) OCCUPIER'S and PERSONAL LIABILITY
|(3) FAMILY PERSONAL ACCIDENT
100,000 per year
|(4) HOME ASSISTANCE SERVICES
24 Hour Hotline Assistance Services for referrals to locksmiths, plumbers, electricians, doctors, dentists, nurses, baby-sitters, pest-control service and house-cleaners, etc.
|OPTIONAL INSURANCE COVER (Operative Upon Payment Of Additional Premium)||Maximum Limits
|(5) WORLDWIDE PERSONAL EFFECTS "ALL RISKS"
Provides worldwide protection for your valuables and personal effects (except mobile phones and the like) against "All Risks" of accidental loss or damage
5,000 any one article
30,000 per year
|(6) DOMESTIC SERVANTS
100,000,000 any one
* Age Limit: 18-65 years old
|5,000 per year|
Major Exclusion Items
Loss or damage due to war, terrorism, nuclear and radioactive contamination, pollution, mechanical breakdown, wear and tear were excluded, etc.
Claims under Section (1)&(2):
|Year of Built||Excess(HK$)|
|Less than 10 years old||HK$200 each claim|
|Over 10 years old & less than or equal to 30 years old||- Water Damage:
HK$10,000 or 10% of adjusted loss, whichever is the greater
- Others:HK$200 each claim
|Over 30 years old||Subject to quotation|
Claims under Section (5) is subject to an excess of HK$200 each claim.
"Family Plus" is flexible, which means you only pay for the protection you need. The standard insurance coverage of HK$700,000 under Section (1) can be increased to meet your special requirement. Once you have purchased Section (1), the protection under Sections (2), (3) and (4) are automatically provided at no extra premium. Sections (5) and (6) are optional insurance covers and are operative upon payment of additional premium.
Quotation or Enrolment Information Required
- Insured Name
- Telephone Number
- Insured Address
- Occupation Sector
- Gross Floor Area (square feet)
- Optional Insurance Cover
- Worldwide Personal Effects "All Risks"
- Domestic Servant
- Property Owner's Liability (Applicable to Home Owner only)
- Period of Insurance (Normally for a Year)
The above information is for reference only. Please refer to the policy document for detailed terms, conditions and exclusions.
The above insurance plan is underwritten by Chong Hing Insurance Company Limited which is an authorised Insurer supervised by the Insurance Authority of Hong Kong.
Chong Hing Bank is an appointed insurance agent of Chong Hing Insurance Company Limited.
Contact details of Chong Hing Insurance Company Limited:
Office address: L25, Tower Two, Enterprise Square Five, 38 Wang Chiu Road, Kowloon Bay, Kowloon
Telephone number: (852) 3768 9288
Fax number: (852) 3768 1910/ 3768 9292
Customer Services Hotline:
(852) 3768 9288