Car Plus

Car Plus

According to the Motor Vehicles Insurance (Third Party Risks) Ordinance issued by the Government of Hong Kong SAR, the operator of a motor vehicle must insure his / her liability against death or bodily injury caused to third parties while driving on the road. Such Third Party Insurance is the minimum insurance requirement to operate a motor vehicle. Having Motor Vehicle Insurance coverage is not only a legal requirement, but it also provides protection against any accidental damage caused to your beloved car.

Third Party Risks Insurance

This protects the car owner's or the driver's liability while using the car. It covers third party's bodily injury, loss of life or property damage. The maximum compensation from this type of policy is HK$100,000,000 for third party's bodily injury or loss of life, and up to HK$2,000,000 for property damage.

Comprehensive Insurance

This is the most complete insurance plan for car owners and drivers. This Plan not only includes all the above protection, but also provides

  • Coverage for damage to the insured motor vehicle in the event of a crash, fire, theft or other forms of accident.
  • Coverage for medical expenses of up to HK$2,000 for any injury of the policy holder, driver or passengers of the insured motor vehicle due to an accident.

The Most Reliable Insurance Services & Comprehensive Protection with Greater Benefits

  • Auto Assist 24-Hour Hotline Service*
  • No Claim Discount Protection*
  • FREE Personal Accident Insurance for One Year*
  • More Savings on Premiums
  • Unlimited FREE Windscreen & Car Window Cover*
  • New for Old Vehicle Replacement without Depreciation*

* Exclusive services and benefits for comprehensive insurance policy holder

Quotation or Enrolment Information Required

  • Insured Name
  • Tel No.
  • Insured Vehicle's Detail
    - Registration Mark
    - Make and Model
    - Year of Manufacture
    - Cubic Capacity
    - Type of Body
    - Seating Capacity (Excluding Driver)

  • Particulars of Drivers
    - Name
    - Occupation
    - Age
    - Year of Driving Experience
    - Accident History

  • Coverage Required (Third Party or Comprehensive)
  • Sum Insured (Estimated Market Value for Comprehensive cover only)
  • No Claim Bonus (If Yes, please provides Name of Previous Insurer, Policy No. & NCB percentage)
  • Period of Insurance (Normally for a Year)


The above information is for reference only. Please refer to the policy document for detailed terms, conditions and exclusions.
The above insurance plan is underwritten by Chong Hing Insurance Company Limited which is an authorised Insurer supervised by the Insurance Authority of Hong Kong.
Chong Hing Bank is an appointed insurance agent of Chong Hing Insurance Company Limited.
Contact details of Chong Hing Insurance Company Limited:
Office address: L25, Tower Two, Enterprise Square Five, 38 Wang Chiu Road, Kowloon Bay, Kowloon
Telephone number: (852) 3768 9288
Fax number: (852) 3768 1910/ 3768 9292

Customer Services Hotline:
(852) 3768 9288