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Personal Banking
Mortgage Insurance Programme Loan Plan

Mortgage Loan under The Mortgage Insurance Programme

Loan amount up to 90%* to meet your different needs and cash needs with the added flexibility


  • Loan amount up to 90%* of property value
  • Cash rebate up to 1% of loan amount
  • Mortgage loan rate as low as P-3% p.a. for the entire loan period
  • Repayment term up to 30 years
  • 30% discount to fire insurance and 20% discount to household insurance for the entire loan period
    *Remarks: Only applicable to the Mortgage Insurance Programme of the HKMC Insurance Limited. The maximum loan amount and payment term will be considered on a case to case basis and is subject to final approval by the HKMC Insurance Limited.

Reminder:  To borrow or not to borrow?
   Borrow only if you can repay!

Customer Services Hotline:
(852) 3768 6888

24-hour Fax:
(852) 3768 1881
or visit any Chong Hing Bank branches.