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Chong Hing Personal Loan - It´s easy to fulfill your dreams
- Only the most recent month's salary proof is required. No income proof is required if you maintain an auto payroll account with Chong Hing Bank1
- Handling fee waived
- Get instant preliminary approval2
- Top-up loan feature with flexibility to redraw the repaid principal without re-application3
- Loan amount up to HK$1,000,000 or 5 times of monthly salary4(whichever is lower)
- Visiting our branches
- Chong Hing Loan Application Hotline5：(852) 3768 6899
- 24 Hours Online Application
Application is easy! Act now either by:
Monthly Repayment Table:
General promotional terms and conditions：
- Applicable to regular income earners and who have been maintaining an auto payroll account for the past month before the loan application. Chong Hing Bank Limited (the “Bank”) reserves the right to request additional income proof from individual applicants on a case-by-case basis.
- Preliminary approval service is only applicable to customers who apply for Chong Hing Personal Loan in person, at branch or via Chong Hing Loan Application Hotline. The result of instant preliminary approval is for reference only. The final approval is subject to the credit condition of customers and the documents submitted. The decision of the Bank shall be final.
- To apply for the top-up loan service, customers must have repaid not less than 6 monthly installments and have no overdue record of the loan throughout the repayment period. The Bank may, at its sole discretion and subject to the Terms and Conditions, eligibility, credit limit, frequency and manner of application and charges / fees payable, decide on the approval or rejection of the top up loan service application from time to time. The top-up loan service is governed by the Terms and Conditions for Personal Loan as set out in the application form. The interest rate / handling fee is subject to change from time to time at the Bank's sole discretion. Maximum top up loan amount is HK$100,000.
- Minimum loan amount is HK$5,000.
- Business hours of the Chong Hing Loan Application Hotline: Mondays to Fridays from 9:00 am to 6:00 pm; Saturdays from 9:00 am to 1:00 pm.
- If the loan offered by the Bank could not meet the customer’s requirement and early full repayment of the principal and accrued interest is made within 30 days after the loan drawdown, the prepayment fee for early repayment (i.e. 1% of the outstanding principal amount of the loan, subject to a minimum of HK$300) will be waived. The entire outstanding principal and the accrued interest of the loan are calculated according to the formula of the “Rule of 78”.
- The above information is provided for reference only and the application is subject to the Bank's final approval. The Bank reserves the right to cancel or amend these promotional offers and the Terms and Conditions at any time without prior notice. In case of disputes arising from this promotion, the Bank's decision shall be final.
