*Excluding cash advances, tax payments, casino transactions, Chong Hing Bank online bill payments, all installment payments, credit card annual fees, interest / finance / service charges, late charges, falsified / cancelled / indemnified / refunded transactions, transactions at charitable organizations and other transactions designated by the Bank from time to time. HK$150,000 or below - 0.3% of your spending with the card will be rebated, HK$150,001 - HK$500,000 of your spending with the card - 0.35% will be rebated, and HK$500,000 or above of your spending with the card - 0.4% will be rebated.