Personal Loan

Interest Rate Table of Chong Hing Personal Loan

Interest Rate Table of Chong Hing Personal Loan

Notes:

The above interest rate table is for reference only. Chong Hing Bank Limited (the “Bank”) reserves the right to determine the application interest rate and acceptance of a loan application, which is to be considered on a case-by-case basis in accordance with the customer’s credit records and other relevant factors. The Bank has no obligation to disclose the reason of its such determination.

   
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Annualized percentage rate (“APR”) is calculated based on the loan amount of HK$10,000, HK$50,000, HK$100,000, HK$200,000, HK$500,000 and HK$800,000. The calculation of APR includes handling fee waiver.

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For every HK$10,000 loan amount.

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The Selected Customers include the following existing customer of the Bank : The customers who have successfully be the Bank’s Private Banking customers, Exceed Banking customers, Personal Saving Account customers or Personal Current Account customers on or before 29 February 2024. The Bank reserves the final right to interpret the definition of “Existing Customer”, and the categories of Selected Customers are subject to variation by the Bank at its sole discretion from time to time without prior notice.