Credit Cards

Chong Hing Visa Corporate Card

The Privileges come with Financial Success

Your corporate supreme status is reflected by your distinction and prestige.

Chong Hing Visa Platinum Corporate Card

The first Visa Platinum Corporate Card in Hong Kong for the selected few in town.

You are cordially invited to experience the exclusive privileges and the exceptional business financial services.

Privileged Invitation with Extra Rewards

Apply for your Chong Hing Visa Platinum Corporate Card / Visa Gold Corporate Card to enjoy the first 2-year annual waiver. Each of your employees may also entitled to a limited edition souvenir* upon successful application. What's more? For every Corporate Card retail spending#, you can automatically earn 0.5% cash rebate to your Corporate Card account, and shown on the next month credit card statement.

* The souvenir is available while stocks last.
#Eligible transactions are counted according to the date of transactions. They exclude tax payments, cash advance, casino transactions, online bill payments, installment payments, credit card annual fees, interest / finance / service charges, late charges, falsified / cancelled / indemnified / refunded transactions, donations and other transactions designated by the Bank from time to time.

Financial Flexibility

With Chong Hing Corporate Card, you may assign credit limit to each of the Chong Hing Visa Corporate Cards according to individual employees' needs and enjoy up to 56 days of interest-free repayment period. Moreover, the cash advance^ facility is available for you to arrange for any selected employees to ease cash flow needs.

^ Cash advance fees apply. For details, please refer to the Credit Card Charges Table.

Better Financial Control and Management

A monthly corporate spending summary report with individual cardholders' monthly statements will be provided to your company. Each cardholder will also receive a copy of respective monthly statement.

Free Liability Waiver Protection

Your company+ will enjoy free liability waiver protection which provides protection against company losses caused by employees' unauthorized use of the Corporate Cards of up to US$25,000## per cardholder per year or up to US$1,650,000## per company per year.

+ Company must have 2 or more employees with Chong Hing Visa Corporate Card in order to enjoy the protection.
## All compensations are subject to the terms and conditions of the relevant policies.

We provide comprehensive Visa / MasterCard / UnionPay Card Merchant Acquiring Services

  • The Latest Model of Electronic Data Capture Terminal (DCT)
    • We provide the latest model of DCT for fast authorization of credit card transaction and settlement.
    • Chinese display function of DCT, enhancing the convenience of usage.
    • DCT is compatible with various credit cards, Electronic Payment Services (EPS) and UnionPay Card systems.
    • Provide installation and maintenance services of DCT.

  • Internet Payment Gateway Service (Visa / MasterCard / UnionPay)
    • Aim at preventing Credit Card Fraud, we use safe verification system '3D Secure' : Visa's 'Verified by Visa', MasterCard's 'SecureCode' & UnionPay's 'UPOP' to verify all internet transactions.
    • Installation of the relevant system is simple and easy, operation is efficient and convenient.
    • Our Bank's internet payment gateway service should be your good partner in expanding your internet selling business.

  • Fast Payment
    • Payment can be transferred to your corporate bank account as fast as the next day after settlement if it is maintained with our Bank.

  • Personal Training on the Acceptance of Credit Card
    • Our merchant sales managers will fully explain the procedures of accepting credit card and the key points to detect a counterfeit card and fraudulent use of credit card so as to prevent you from suffering any losses.

  • Merchant Enquiry Services
    • A Merchant Enquiry Hotline is available to answer enquiries from merchants regarding operational issues.
    • A 24-hour Authorization Centre Hotline is available for merchants for obtaining authorization of credit card transactions.

Application for Merchant Acquiring Services

Accepting Visa / MasterCard / UnionPay Card payment will not only benefit your customers, but also help to increase your sales volume. Apply now for our Merchant Acquiring Services!

For enquiries, please call our Merchant Sales & Services Section at (852) 3768 8822 during the business hours (Monday – Friday 9:00 am to 6:00 pm) or send fax to us at (852) 3768 1855.

Our merchant sales managers are ready to serve you at all times.

Important Information

arrow_yellow  Chong Hing Credit Card Key Facts Statement

arrow_yellow  Chong Hing Credit Card Payment Function Enhancement

Useful Information

arrow_yellow   Notice of Amendments to Credit Card Cardholder Agreement ("Agreement") of Chong Hing Bank Limited ("Bank")

arrow_yellow   Bind your Chong Hing VISA / Mastercard Credit Card at WeChat Pay Hong Kong Wallet

arrow_yellow   Notify your banks timely for any replacement of identity documents

arrow_yellow   Authentication Controls via Mobile Phones

arrow_yellow   Service Interruption of Some UnionPay ATMs in the United Kingdom

arrow_yellow   Notice of Amendments to the Daily Transaction Limit of Chong Hing ATM Card

arrow_yellow   Enhanced Credit Card Services

arrow_yellow   The Credit Card Cardholder's Liabilities and Chong Hing Bank's Set Off Rights

arrow_yellow   Notice of New ATM Chip Cards / Chip Credit Cards Activation

arrow_yellow   Notice of Chong Hing Chip Card Replacement

arrow_yellow   Information Regarding Making Credit Card Minimum Payment (For reference only)

arrow_yellow   Strengthening Credit Card's Security Measure for Overseas Automatic Teller Machine ("ATM") Service

Credit Card Security Advice


Chong Hing Credit Card Chargeback Mechanism and Transaction Dispute Form


Information Regarding Making Credit Card Minimum Payment (For reference only)


Procedures for Cancellation of Recurring Payment Instruction


Reminder: To borrow or not to borrow? Borrow only if you can repay!

24-hour Customer Services Hotline:
(852) 3768 8888

Merchant Sales & Services Section:
(852) 3768 8822

Report Lost Card Hotline:
(852) 3768 8811