Macau Branch

Macau Branch provides a wide range of banking services including:

• Deposit Services in HKD, MOP, RMB and USD
• Foreign Exchange
• Remittance Service
• Trade Finance
• Safe Deposit Box Service
• Mortgage, Commercial Loan, Syndicated Loan and Term Loan
• Cash withdrawal in HKD and MOP is available through the ATM service

Shantou Branch

Shantou Branch is the first foreign bank allowed to conduct RMB business in the eastern part of Guangdong province. According to The China Banking Regulatory Commission, Shantou Branch is allowed to provide the following banking services to all customers in all currencies except RMB to local citizens:

• Deposit services
• Short-term, medium-term and long-term loans
• Bills acceptance and discounting
• Buying and selling of government bonds, financial bonds and foreign currency securities other than stocks and shares
• Trade finance service and guarantee
• Settlements
• Buying, selling and acts as agency of foreign exchange
• Insurance agency
• Inter-bank lending and borrowing
• Safe deposit box services
• Credit information and enquiry service
• Buying and selling of Renminbi and any other business approved by The China Banking Regulatory Commission

San Francisco Branch

San Francisco Branch provides both US and Non-US residents with a wide range of banking services to serve their financial needs, whenever in Hong Kong Branch or San Francisco Branch.

Deposits Services

San Francisco Branch provides unique deposit accounts which can be operated in both Hong Kong and San Francisco. Customers can conveniently make deposit and withdrawal at any of our branches. Account opening is easy and simple. It requires only the making of an initial deposit and the completion of an account opening agreement.

• Passbook savings account can be opened with a minimum initial deposit of US$100. Interest is computed on daily balance basis and credited to customer account quarterly at the end of March, June, September and December of each calendar year.
• Time deposit account can be opened with a minimum initial deposit of US$1,000 for a period of 1 week, 2 weeks, 1 month, 2 months, 3 months, 6 months, 9 months, 1 year or above. Customers can choose to have their deposits renewed automatically with interest compounded at each maturity.
• Checking account can be opened with a minimum initial deposit of US$500. Bank statement for active account will be furnished to customer on a monthly basis, whereas for inactive account, it will be on a quarterly basis.

• The above minimum initial deposits are applicable to Non-US residents only. For US residents, the minimum amount required would be US$250,000
• Deposit at San Francisco Branch is not insured by the Federal Deposit Insurance Corporation.
• Deposit at San Francisco Branch is not protected by the Deposit Protection Scheme in Hong Kong.

Other Banking Services

• Real Estate Mortgage and Construction Loans
• Import & Export Trade Finance
• Remittance to the People's Republic of China, Macau Special Administrative Zone and other Southeastern Countries.
• Foreign Exchange
• Commercial and Investment Inquiry